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  1. Gravitas

    Zenith+ renewal fee waiver

    Is there a way to get the renewal fee waived for Zenith+ credit card? Haven't done much spends in last year. And membership year is about to complete by next month.
  2. b4bhar

    5% neu coins on educational fee payments on tata neu app hsing tata neu infinity card

    Hi Team, I understand hdfc doesn't provide neu coins on education fee payment on 3rd party apps, but does it give 5% neu coins on education fee payments made using tata neu app itself? If not, what the motivation for a customer to pay the fees via tata neu app? Thanks
  3. SJM

    Convenience Fee on Amazon Pay Gift Vouchers via Amex Reward Multiplier

    Recently, a convenience fee of 0.75% + GST (effectively 0.885%) has been introduced for purchasing Amazon Pay Gift Vouchers (GV) through the Amex Reward Multiplier. Is it still worth buying from the Reward Multiplier? Let's break it down with an example: Buying a GV of ₹1000: It will now cost...
  4. gowtham202

    My Amex Platinum Charge is suspended with no annual fee refund

    Hi, My Amex metal was under financial review for last 2 weeks. I have sent all the documents they wanted but today they informed me my account is cancelled. Both My platinum charge card and platinum travel card got canceled. Case number - CL-IN5LZ54 The didn't tell the reason for the...
  5. GTSaketh

    When does Axis Charge Annual Fee

    I got my axis flipkart on 22 of May. I am thinking of closing the card. When will they Charge annual fees? When do you guys recommend closing?
  6. Z

    HDFC Swiggy CC Fee Reversal Method?

    So, I currently own both SBI Cashback and HDFC Swiggy credit cards. Both are chargeable. SBI one is fully chargeable and HDFC one is first year free. I am currently doing all my spends via SBI to meet the 2 lakh spend criteria (Had my luck good while reversing joining fee but don't want to try...
  7. anshu_noah

    HDFC Swiggy - Membership Fee charged despite LTF Offer

    It feels like they are misleading customers with false LTF. In Sep 2024, I visited home HDFC branch to apply for CC and at that time even Swiggy app was showing LTF offer for me. The branch manager himself checked my eligibility and confirmed that the Swiggy card was LTF for me. So I applied...
  8. A

    SBI Cashback Credit Card : Can Annual Fee Waiver be Revoked?

    I have an SBI Cashback card, that I applied to avail online offers, without knowing this card is excluded. In last 1.5 yrs, there have been several discussion with them for upgrading / downgrading / closure of cards. In one of the retention call the executive said I could get the charges waived...
  9. tusar021

    Late Payment Fee

    Hello I have two credit cards from Stand.ch. bank. Card A and card B with a shared credit limit. instead of paying to card A i paid to Card B, that's why they charged a late payment fee. what can i do now , I mailed to nodal officer but he refused to reverse the charges.
  10. Yochan

    Question on YES RESERV Joining fee waiver

    Hi Guys , i got a Yes Reserv credit card last month with annual fees. It says annual fee is waived off if 40k is spent Within 30 Days of Card Issuance. I have spent around 20k till now, if i do a wallet load for the remaining 20k will it be considered for fee waiver ? Or is there any spend type...
  11. Rishabh

    Annual Fee reversed for Neu Infinity Card (Jan 2025)

    Hello Guys, FYI post, recently got charged with Annual fees (1499 + 269 GST) on my Neu Infinity Card as spends criteria was not met for auto fee waiver. Requested customer care to close the card since I already hold Infinia & DCB; but bank offered fee reversal as one time gesture. But declined...
  12. Lordkk

    Hdfc now giving debit card spend based vouchers thorough payzapp and then charging a processing fee

    HDFC is now giving spend-based vouchers through payzapp shop, and then charging a processing fee of 2.5% plus GST for most gift card transactions. https://www.gyftr.com/instantvouchers-zetacug/debitportfolios
  13. Sobirvs

    SBI Prime card - Payment Dishonour Fee

    I was checking my sister's card statements. Sister is not good with finance. She has payment dishonoured fee levied on her card almost every month (8-9 times last year every month) Thing is she has auto debit setup via sbi bank account. But she changed her job and new job has pnb bank acc for...
  14. shivtej

    Axis charged Joining Fee before card activation

    I applied for Airtel Axis card on 14th January, the card was approved instantly. But when I received the physical card I checked the axis app and saw that the joining fee + gst was already charged on 15th January. At this point I had not even activated the card. Is this even allowed?. I didn't...
  15. A

    Axis Ace Credit card - Annual Fee: Feels like Cheated

    Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...
  16. parmpreet001

    Indusind Pinnacle Credit Card: Fee waiver

    I recently got approved for pinnacle credit card from indusind. On the approval page joining fee was showing as 5k. I have delight saving account with them with delight debit card. 1. Will i get fee waiver on spending 50k in 90 days as per past expeiof members if any. 2. Customer care told...
  17. Z

    How to get SBI Cashback Card Joining Fee back?

    So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...
  18. Vas2398

    Axis Atlas Does school fee payment done using Atlas in school website counted for milestone?

    Hi, I paid school fees on school website and while entering OTP merchant name is shown as "FEE COLLECTION". Does this be counted for milestone? Thanks.
  19. S

    Legal and Valuation fee in Home Loan

    People who took home loan, what were the legal, valuation fee and any other fee you paid? Myself for BoB, I was asked Legal fee to Lawyer: 4.5k Valuation fee to Engineer: 5K Documents: 2.2K This is the fee I had to pay to get documents from Government offices like Pahani, ROR, EC, Single...
  20. I

    Amex Fee Renewal Options for Gold and doubt with Plat Travel Upgrade

    So I have my gold charge for renewal and got 2 offers: First one to pay 50% fee Second one to spend 1L in 90 days for full fee reversal. My current usage for Gold is 1k for fuel and 5k for amazon pay vouchers. My usage for MRCC is loading mobikwik for 3k max then apay vouchers only. Here are my...
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