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credit card

  1. A

    Kotak launch RuPay Solitaire Metal Credit Card

    Kotak launch RuPay Solitaire Metal Credit Card: About Kotak RuPay Solitaire Metal Credit Card - Joining/annual charges – ₹25,000 + GST Unlimited airport lounge access across the globe for both primary and add-on cardholders. Two guest visits are also offered for both domestic and...
  2. R

    Axis credit card

    I have airtel axis cc with 65k limit, I m getting pre approved ltf myzone, neo and axis privilege card with shared limit. What shall I get ? My majority spends are in utility.
  3. NikhilG

    Earning rewards by paying credit card bills?

    I have been paying credit card bills with the traditional methods of net banking, I knew about cred but I found it too intrusive. I know many debit cards do give 1-5 percent on bill payments. What are all your experiences? How much rewards you earn while paying credit card bills?
  4. Adith

    Kotak Solitaire Credit Card launched.

    Card link : https://www.kotak.com/en/personal-banking/cards/credit-cards/kotak-solitaire-credit-card/features.html MITC : https://www.kotak.com/content/dam/Kotak/credit-card-services/detailed-tc-kotak-solitaire-credit-card.pdf Reward points : 10 airmiles per 100rs spent on travel bookings...
  5. bhavyakjain

    HDFC Credit Card LTF Upgrade

    Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...
  6. B

    Which IDFC Bank CC is better?

    I am being offered 3 credit card options from IDFC First Bank which are - 1. First SWYP (Joining 499+ Annual 499) 2. First Power+(Joining 499+ Annual 499) 3. First Millennia (LTF) Which one would be better?
  7. Sreedev080

    Airtel Axis credit card - LTF

    I am using Airtel Axis credit card from last 3 years also maintaining Axis as salary account. Any option to make Airtel Axis credit card LTF .?
  8. A

    UPI like one more payment system coming soon | NPCI’s Netbanking 2.0

    UPI like one more payment system coming soon | NPCI’s Netbanking 2.0: Unlike current systems that piggyback on existing payment rails such as the Immediate Payment Service (IMPS), Netbanking 2.0 will introduce an entirely new infrastructure — a move that could reshape the digital payments...
  9. S

    Can we get 5% cashback for gift card purchases through HDFC Swiggy credit card?

    I received my new HDFC Swiggy credit card. Here my question is can we get 5% cashback if I buy flipkart gift card with Swiggy credit card?
  10. the12thhman

    Lifetime Free kotak league platinum Credit Card: Unexplained Annual Fee Deduction Issue

    I have a Kotak League Platinum Credit Card, which I have been using since March 2022. When I applied for this card, it was clearly mentioned in the application form that it would be lifetime free. However, after three years, on 25th April, an annual fee of ₹499 was deducted from my account+ gst...
  11. nickchets

    Credit card suggestions please

    Hey guys, I'm pretty new to TechnoFino community & I've found it to be really helpful with providing guidance related to finance. I’m trying to build my credit card portfolio & have started to acquire some cards since turn of last year(I know I'm late to the party!). Nevertheless, I would really...
  12. Ayan37

    I want a mid-range premium credit card. Suggest me

    For 6 years, I’ve responsibly used basic credit cards (SBI, IDFC, HDFC, BOB, YES, etc.), maintaining a 770+ credit score, 100% on-time payments, and limits up to ₹1.1L. Yet today, despite my spotless record, but at this time my every new application—basic or premium—is rejected without...
  13. A

    Can I get core HDFC cc if my first HDFC credit card is Swiggy HDFC cc?

    So, I have a bank account with HDFC since 2021. My first HDFC credit card is the Swiggy Credit Card that I applied from the Swiggy app and got it as a lifetime free card. I have been using this Swiggy HDFC card since September 2024, and now when I try to apply for an HDFC core card like...
  14. NikhilG

    What happens when you upgrade a credit card and your old credit card has amount due in negative?

    I upgraded from legend to tiger. I over paid while paying bills over last couple of cycles in legend so it has amount due in negative. How can I claim that amount? Should that automatically show in my upgraded tiger. Or can I ask bank to refund?
  15. cardgenie

    Realizations after becoming credit card enthusiast

    Sharing some of my learnings from my credit card journey I was one among those old schoolers who always belived debt is bad in any form in my Initial career days and followed disciplined lifestyle in form of investing. However after reaching mid 30s I started my credit card journey out of...
  16. H

    Most rewarding way to pay high value credit card bill

    I need to pay 8 lacs+ HDFC credit card bill next month. Need suggestions on how can I get the most value out of this bill payment. TIA
  17. S

    How to get pinnacle credit card with Grande account

    I upgraded my account to Grande savings account recently. Now how I can get pinnacle credit card
  18. Channakya

    New Update on Kotak PVR Platinum credit card

    🚨 Kotak Credit Cards Update: PVR Kotak Platinum Credit Card Benefits! 🎉 - Get 2 PVR INOX movie tickets every month when you spend ₹10,000 or more! 🍿 - Enjoy discounts on food, beverages, and movie tickets at PVR INOX! 🎥 ⚠️ Important Change (Effective June 01, 2025): Spends on Utility...
  19. S

    Need Advice: KOTAK White Credit Card Annual Fees Issue

    I was billed ₹3,000 + ₹540 GST (total ₹3,540) as annual fees. I contacted customer care to request a reversal, but they rejected it. I escalated the matter to their senior team and even the Privy team, but they also declined to reverse the charges. I also asked if they could at least do a...
  20. rohit_

    [Help Needed] ICICI Mine Account Auto Closed – Now KYC Issue Affecting Credit Card Offers

    Hi everyone, I had opened an ICICI Mine account in January 2021, but due to some personal issues, I couldn't complete Full KYC or VKYC. As a result, the account was automatically closed in January 2022. During the one-year period when the account was active: I took a FD-based credit card in...
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