cibil

Hello Friends :), I wish to write to sbicard care for getting my (wrong) card number corrected in Cibil and Experian reports. I tried to use "mail us" option and there i am expected to write account number and IFSC and bank name. I am not sure "Which" account number they are asking. If it...

Hi, I have recently got a SBI CC with limit of 99k on 15th January, but as of now SBI has not reported it to CIBIL, what should I do for them to update new card in CIBIL ? TIA :)

1/ CIBIL has now introduced OTP authentication via both mobile and email for accessing your credit score and report. 📲📩 2/ Earlier, logging in required only a mobile OTP, which could be an issue if you didn't have your registered number with you. 3/ Now, with email OTP login, you can securely...

At this point, the bride’s uncle was against the marriage. He argued that the man, already burdened with financial difficulties, won’t be a suitable match for his niece as he won’t be able to provide financial security to his future wife. The other members of the woman’s family also agreed and...

Hii guys I recently got my first fd based credit card from idfc and started building my cibil it was 753 now it dropped to 706 😭 i had 4 credit card enquiry 2 hdfc one idfc and 1 axis is it normal for the cibil to drop so much after 4 enquiry my credit age us just 2 months old btw

Hi everyone, I’ve noticed some new updates on CIBIL’s official website, which I want to share with you all. Recently, CIBIL has changed its scoring algorithm. Now, the way CIBIL scores are updated has been modified. A score between 748-764 is now considered average. A score between 765-777...

I want to share my frustrating experience with CIBIL and Amazon Pay, which has caused me months of mental harassment. This post is to warn others and seek advice from those who have faced similar issues. Background: I had an old Amazon Pay account, which I later closed. After that, I created a...

I wanted to know how cibil and similar agencies also get our registered mobile number. I checked my cibil score and it has all my mobile number total in 3 so far registered with various banks till date . Any way to stop these agencies from getting our mobile number and email registered with bank...

Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...

Iso my journey began in 2021 by using the FK Pay Later account now I hold a decent credit card portfolio but I need suggestions related to this and mostly about my cibil score enquiry part specificly. my credit card portfolio: Bank Name | Credit Card Variant | Charges | Credit...

so here is what happened, in the previous year (2024) strangely at a time, all my credit card information disappeared as far as I remember it happened in the first quarter of 2024. I did not worry much thinking it was probably a glitch from those third-party free cibil score provider apps eg...

I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active. I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active. Cibil is give me wrong report? Or wait for report...

Recently got a card upgrade on my family members Federal cc from signet to imperio with limit enhancement. this was done around 15th December while federal reported with old card bill Statment details( bill generation on 12th ) in 31st December 2024 reporting to cibil /experian without any...

Axis bank has checked my CIBIL report, which was a hard enquiry, for a personal loan without me applying for it or initiating any process for a loan. I had sent an email to Axis bank, asking them why they checked my CIBIL report without my consent. To which, they have replied asking me to...

I applied for HSBC card in October. A hard CIBIL inquiry was made but came to know my application got rejected via customer care. Out of nowhere in November, I got the card delivered at my address. However, I noticed a hard enquiry from HSBC in November. How Should I make them to remove 2nd hard...

Hey Guys, I am new here and i just love the way you all guys gives your experiences and advices for new comers.. i just want to share my cibil details and want your advices. My cibil score just jumped to 792 its showing in cibil Apk. and in paytm its showing 782 And currently i have 8 Active...

When I checked my CIBIL score on 24th December, it was 795. Today when I checked it again, it has fallen to 760!! 35 points drop! I checked both the reports in detail. The only change being credit usage in HDFC CC. As per 24th Report, HDFC reported 38% on Dec 18th. As per Today's Report, HDFC...

Hi TFians, I recently applied for a BOB credit card offline through the bank. Earlier today, I received an application number followed by a CIBIL enquiry. Later in the evening, I received another application number along with another CIBIL enquiry. Upon checking the status of the first...

CIBIL dropped from 811 to 769 with one Home Loan enquiry.. I had checked simulator and it didn't show any drop.. Quite surprised.. Hope it bounces back!! anyone else has experienced this??

Over the years, I’ve kept a close eye on my credit scores from these four bureaus. At first, there were noticeable differences, Experian was usually higher, CRIF was trailing far behind, and CIBIL and Equifax stayed somewhere in the middle. But then, around mid-2023, things started to change...