cibil

Hi. I have bunch of enquiries this quarter and wanted to know the amount for each enquiry. Even with paid plan on CIBIL I can't see any amount for enquiries in CIBIL report. There's some information in alerts but I want to know all current enquiries with exact amount they were made for. Any...

I got an ICICI card last month and spent only 10rs to activate the card. My due date for that statement was on 20th June. But I guess I completely forgot about that spend. Today on 26th June I remembered and immediately cleared the bill. I have multiple other cards which are my primary cards...

So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...

I need advice specific to my scenario. Been stressing over it for many days now. My oldest credit card (from 2016), HDFC Times Platinum (Mastercard) is also my first and only HDFC credit card. I can't seem to get any core HDFC card due to it. Reading into forums here and elsewhere I have...

Give suggestions about fd cc or anything can be done . Salaried person. Salary 50k .Hdfc bank salary account. Cibil score not have.

Hi, I had applied for a Kotak credit card through the bank agent a few years ago. Although the application was declined, the card was still delivered to me. I had never activated it. Years later, before the RBI ban was imposed, I tried applying for a new card. However, my application was...

Hello all, does anyone have experience with debt consolidation service? I'm in huge debt and have 7-8 different personal loans and credit card dues, now not able to pay EMIs, Credit score is coming down due to last EMI overdue, is there any bank, company which provides Debt consolidation with...

So, my brother has got an LTF Sapphiro card over four years ago, thanks to the FD's my family used to keep in his account to save tax. He has never used it, or maybe just used it once or twice in all these years. The card is reflecting in iMobile with a decent limit of 6L. He's going to be...

Hi Technofino Community, I need some urgent help and advice on an issue I'm facing with SBI. I have a personal loan with SBI and an active auto-debit setup linked to my SBI salary account. My EMI of ₹19,499 is deducted automatically every month, and I haven’t missed a single payment in the...

Hey guys, This is my first time using a credit card and I’m a bit confused and hoping someone here can help me make sense of this. I got my Apay ICICI credit card on April 4th with a credit limit of ₹1.2L. So far I have noticed that ICICI usually reports to the credit bureau every 1.5 months...

My CIBIL score was 772. I had some EMI's on some my credit cards. Credit usage was around 29%. So, I foreclosed the EMI's. I checked the CIBIL score today and the credit usage was reduced to just around 4.5%. However, my credit score has been dropped to 770. Is this normal? Could this be the...

Hi, I raised a dispute on CIBIL portal for CIBIL enquiry removal of AMEX and Tata Capital under one Dispute ID. Both query got resolved in 62 days and 63 days for AMEX and TCL respectively. CIBIL compensated me 3300 INR for both delays (instead of 6500 INR) and upon raising complaint...

Hey guys I have been noticing a strange thing, my CIBIL score shows credit enquiries every time my wife applies for a credit card. Also, I applied for a loan and they did hard enquiries for myself and my wife but my report is showing 2 hard enquiries! My wife forgot to pay an Amex bill and...

I recently refreshed my CIBIL score from Cred app and saw that my score fell 70 points…. Upon checking further, it seems HDFC reported a delayed payment for my Car loan EMI that was infact paid on time…. The ECS mandate was executed as usual from my bank account and no manual payment was...

I have Axis Myzone LTF card, now I am getting an offer to upgrade to Axis Neo Rupay LTF card. It shows that the old card will be active as well. So my question is if I take the Neo card, will it create a separate credit account in my CIBIL report?

Does ICICI update credit bureaus about the enhanced credit limit? Or it does not? Got a credit limit enhancement on Sapphiro 15 days back, but the latest CIBIL report shows the initial credit limit only.

Hello everyone, I'm seeking advice regarding a prolonged and unresolved issue with ICICI Bank involving the non-reporting of my credit card account to CIBIL for over 6 months, despite it being correctly reported to other bureaus like Experian and CRIF. Key Timeline: Credit Card Issued: 10...

Hi guys, I closed my home loan in Oct-24 but noticed that CIBIL reports it open till date. So i raised a disputed and got it closed. But all of a sudden my CIBIL dropped from 792 to 783. Is there anything that i can do? how much time will it take to increase this back? Thank you

Hi, Maine November 2024 mein sbi ka credit card apply Kiya tha but wo decline ho gya recently SBI card ne application reopen ki aur without my consent cibil hit kiya then firse application reject kar di... Can I request the PNO to remove the CIBIL enquiry? @TechnoFino

Hello everyone, I noticed an email on my mother’s Gmail account from noreply@cibilenqalert.transunion.com stating that her CIBIL profile was checked for a personal loan enquiry by Home Credit. My mother is a homemaker with only one bank account, which I personally manage. I’ve always been...