cibil

Hello everyone, I noticed an email on my mother’s Gmail account from noreply@cibilenqalert.transunion.com stating that her CIBIL profile was checked for a personal loan enquiry by Home Credit. My mother is a homemaker with only one bank account, which I personally manage. I’ve always been...

Hi, It has been a strange case for me where SBI have made another enquiry in cibil after 5 days of actual application date of secured credit card applied through yono. Now i declined the application to proceed after few days as i had changed my mind. I had escalated to nodal officer but they...

Hii, my CIBIL score is 705, I have 2 active account (Emi are getting paid on time), 3 additional loan account, loan repaid for those 3 also on time, out of this 3 , one account is reported in Cibil and marked as closed, but he other two not yet reported in Cibil as of now. (Will be also reported...

Dear All, Need your valuable suggestions on a peculiar case of one of my close friends whose CIBIL has hit badly due to late payments of home loan EMI where he is a co-applicant. This goes back to 2010 wherein he married a girl and jointly took a home loan where his ex wife was the main...

I applied for hdfc tata neu infinity and hdfc swiggy credit card, both approved in same month March 2025 but when I check my cibil, it says hdfc ran enquiry on me 3 times. This is unfair and I want to complaint this, pls guide me how to proceed with this.

Hi guys, I'm holding a ICICI apay and coral card which is of shared limit and axis iocl premium and myzone card which is also shared limit but now in my cibil all 4 cards are showing separate cards and separate limit ie both icici and axis limits are doubled. Do I need to leave it like this...

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Hi everyone, I want to share my experience with CIBIL and Experian credit bureaus. Around two months ago, I raised disputes with both CIBIL and Experian to get some credit inquiries removed from my credit report — 4 with CIBIL and 2 with Experian. Out of the 4 CIBIL inquiries: 2 were closed...

Guys, got this new alert today on my CIBIL and I have no clue what does that mean !!! It just says this "A new loan account has been seen in your CIBIL report" and there is account number and also account type as Credit card. I have not applied for any credit card recently! Help me to decode...

Hey everyone! Just curious—how many hard CIBIL inquiries do you have on your report? Also, how many credit cards and loans do you currently own/closed?

Hi, Technofino Folks First of all a big applauds to RBI Ombudsman. 🫡🙏 It all started when I decided to check my CIBIL score through the BankBazaar app, a routine step to keep track of my financial health. Everything seemed fine until I pulled up my full CIBIL report a little later. That’s when...

Hi Team Since sbi cb always gets approved with less limit the CUR will be easily greater than 30% and if a person only has sbi cc in his portfolio then I think it will cause heavy impact in their credit score Any views please

Whats going on in cibil. No late payments but only a new account was added. but it fluctuating so much. is it due to new reporting system.

Hey everyone, I’m facing a strange issue with my SBI credit card. The card is active, and I’m using it regularly, but my CIBIL report incorrectly shows it as "Closed." # Steps I’ve Taken So Far: ✅ Contacted CIBIL customer care – They said they are just an information-collecting agency...

Today I received 2,200 rupees compansation from Cibil. I don't even remember when I made the complaint :hehe:

Hi Members, I have been facing this issues recently from past 6 months + I need some guidance to resolve this issue wrt to my cibil score not factoring in all my accounts (credit card, loans, etc) - (0/6) It is just factoring in the enquiries I made for credit card, loan enquiry, but my active...

Hi I see some random notification from cibil that new mobile number added, new address added and it says Reported by as "ATLAS Triggers Terminated" Not sure how and who did it and how do I get it resolved?

Hi Guys I always had just one SBI Credit Card that I took 8 years ago. When I lost my card a couple of years ago, I asked SBI for replacement. I dont always check my CIBIL score. But when I checked it today I found that there are two SBI CC reported in my CIBIL one open and one closed both have...

cibil hit by fraud company "LNT FINANCE" ON CIBIL AND CRIF WEBSITE 1.unncessary fraud CREDit inquiry on cibil reports 2. Reported to RBI 3. Raised dispute on both (cibil and CRIF website) but no solution 4. Raised to customer care of LNT FINANCE on email and social media Still not problem...

Hi, Please post the cibil score at which you got all your cards. In this way we can identify the minimum cibil score required for each bank. For example, I got BoB and PnB credit card at CIbil score of 767 and I can see in their Policy document that minimum score required is 700 for cibil...