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Axis reserve has gone worst in terms of rewards which was giving it an edge over Amex platinum until Aug 2023. Now I feel Amex platinum is better

Because he is Amex employee :P

Is it really worth to take Amex Plat Charge card? I get upgrade offer every week but I ignore it.

They run it once or twice in a year. If you need, I have Taj voucher to sell.

That as same value as statement credit and with statement credit you can use outside Amazon as well.

You could redeem against your bill. 1 Rp = Rs. 0.25

Yes. You can transfer upto 5k to avoid this. Beyond that if you do transfer then wallet charge increases to 4.35%. It's there in T&C somewhere. Why do you have to bank transfer, just pay credit bill of the same credit card?

1% is not for every account. In my account it shows 3% for wallet to bank transfer.

Are you transferring wallet to bank heavily? If yes this is bound to happen. It happened to me as well. Just don't transfer wallet to bank for 3 months or so and 2.35% will be back.

Yeah, you can take it if it recovers your joining fee. If you can extract your joining fee then go ahead.

I wish I could pass that offer to you :) BTW, I don't have charge card. I have MRCC and Amex platinum Travel card

Reserve has same joining and annual benefit(regardless of if you achieve annual waiver or not) - 50k ER. If you are using Marriot hotels then it's definitely worth taking Amex paying joining fee and getting 1.25L MR points.

Good point. Let me show case my calculation 1.25 lakh MR best value for transfer to Air mile would be 62500 Airmiles (2:1) worst case - 41666 (3:1) So by paying ~71k, I would get 41666 to 62500 air miles(limited option). Value : ~ 0.6 - 0.9 For Axis reserve, paying 59k, I would get 40000 air...

I don't have so much affinity towards Marriot. I would rather prefer air miles.

I thought a lot but later decided not to take it. Advantages of taking it - 1) Amex Platinum Travel card becomes LTF till you hold this card 2) And of course 1.25L MR points. Disadvantage 1) Huge fee - 70800 (including GST) 2) No annual waiver. You might get annual waiver after negotiation but...

I have that offer but still thinking whether to take Platinum charge or Axis Reserve. Amex Platinum charge has no renewal benefit officially. And I may not be able to spend on Platinum charge card as such.

Following. I too have to redeem 40k Taj voucher.

@BestBanker , I got upgrade offer for Platinum charge card with welcome benefit of 1.25Lakh MR points. I was going through T&C and it was mentioned that Platinum travel card(I already have it) will become LTF as long as I hold Platinum charge card. Is it true?

I too got in fuel wallet and paytm wallet. Btw, where can I use Fuel wallet?

Where can we check that? Is it applicable on MMT?