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Important update on Lounge Access via HDFC Credit Cards from December 1st, 2023. HDFC Regalia First Effective December 1st, 2023, Complimentary lounge access at lounges within and outside India can no longer be availed on Regalia First Card. HDFC Millennia To Access Domestic Lounges you need...

S Sir first see the complete T&Cs of these features and then let me know if you see any tangible benefits since I found them gimmicky.

You will get 5% Smartbuy Cashback.

EMIs wont give you.

Sometimes the merchant comes plainly Flipkart but you can cancel and order again till you get the merchant name to be doubly sure.

Yes but you wont get any reward points on it.

Kindly club your replies by clicking on reply one after another before submitting.

Is there any regulation similar to other cards that only the tickets booked in cardholders name will earn reward points?

You dont need to do anything. You will get 3 cards together.

Its from issuing month only.

https://www.technofino.in/rental-payment-using-credit-cards-a-comprehensive-guide/

Contact the smartbuy partner for refund. Like MMT/Yatra or Cleartrip.

Correct

Corrected.

Here's all the details about the latest co-branded card from HDFC Bank. Many more co-branded cards are in the pipeline as hinted by the bank earlier. Will there be any takers since HDFC doesn't allow multi-carding! Your thoughts? https://www.technofino.in/hdfc-bank-shoppers-stop-credit-card-review/