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That means the details they have of yours they're flagging you green to apply for the card as you match the eligibility criteria. The actual approval comes after underwriting where your CIBL and other parameters will be checked

Yes, you can certainly get DCB with c2c, the required limit is correctly mentioned as 5L. Go ahead and apply. Good luck

It typically takes 7-10 working days. If it's still stuck, mail the grievance Credit limit get determined by many factors, such as your submitted card's limit, available credit limit, total credit exposure, income, very minor on CIBIL unless no default/late payment etc. Bank has their own...

No, you can not get DCB as LTF now without alumni offer. It has stopped now. Before it used to get offered from HDFC by default, with no criteria added. But they later on stopped issuing it as LTF

I said "usually". The limit is something no one can give assurance. It totally depends on underwriter

Haven't applied c2c, but in most cases HDFC do limit match.

It doesn't really worth it. Better get Magnus and put all your spends there, except if you have any spend on exception categories of Magnus such as fuel and wallet reload, then do that spend with Ultimate. Way better value.

No, you can't have LE with limit matching with HDFC cards. Try sending your payslips and request them to consider LE, if it goes through then ask for DCB upgrade. Or else directly say that you're eligible for the programme except your CTC, and to consider you. They do consider sometimes

In the statement itself. It should be in a row after all the transactions are posted. There the total reward points earned and segregation of reward points will be posted

HDFC do offer FYF upgrade in usual manner. You'll definitely get upgrade later on, both for CL and card

CASA refers to Current Account Savings Account and your Regalia is attached to that. For their count, they used this abbreviation. The points are your past smartbuy purchases, which are being credited now

If you have a liquid fund of 2L, you can ask them for upgrade.

A pretty high NRV will definitely increase chance. Offer may come between 3-8 months as observed.

Use phone banking. Call them and check if the consider upgradation but in most cases you'll be asked to wait and at the very last week you're suppose to receive your replacement card. Now they either will give Millennia + or Regalia. So you just mail and confirm the variant beforehand

Mark it as dispute. Raise the escalation at Grievance.Redressalcc@hdfcbank.com . Provide all the documents you have related to this transaction. Keep us updated

For limit enhancement you can mail to any mail ID. But do consider, manual limit enhancement can only be done with proper income documents. Not only your income but your spending and NRV will also be considered. At the end it's bank's decision to increase it or not. For higher escalation mail...

Preferred and Imperia are names with few additional benefits. Name will not get your chance boosted on pre-approved cards, your NRV will. Have NRV like it requires to maintain in Imperia, you will get decent offering.

It's from the card activation day. The day you receive the card, then activate, from then 90 days will be counted.

Wallet load, yes. EMI, no. For EMI, you're not actually spending the "whole" amount.

Wait a bit, you're almost there. A single LE will get you to 10L limit. May be on next upgrade you'll be offered with LE and card upgrade itself