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I've kept Rs. 10 lakhs, 3 lakhs MAB is what the guy from bank mentioned in order to stay within the Wealth banking or else will be downgraded as soon as I'm upgraded, I'll surely offload all the money ... I hope IDFC First Bank doesn't downgrades from Wealth to regular banking

I called IDFC First Bank's customer care and asked them to arrange a call back from branch manager or someone from the branch. Got a call in a few days, asked the person to upgrade to Wealth banking. He told me I need to maintain 3 lakhs MAB and shared the consent SMS which I accepted. Waiting...

Boring Road, Patna is the home branch

I funded Rs. 10L to my IDFC First Bank savings account 2-3 days ago, there's no RM assigned to me. Should I wait for 1-3 months to get the update to Wealth triggered or do something from my end as well?

but saying things like : - can't initiate upgrade from branch, it will be auto triggered from system - bank tracks balance for a quarter before sending invite for upgrade to which I responded that if MAB required is Rs. 10L, why would bank wait for a quarter and then initiate invite? it's MAB...

doing that only now, not left with any option now

yes, will do that only now I know it's not true, that's why I was waiting for auto-invite ... last time I got the auto-invite fairly earlier than this time but will have to knock doors of higher authorities to get the invite/upgrade

My RM is hopeless and I did ask him about this and his response is "it's not in his hands, link for upgrade can't be initiated from branch". HDFC Bank never fails to piss me off and I'm not amazed (as usual).

I need a locker anyway and have even put up a request since a long time. Since I had upwards of Rs. 10L to be parked for a few months, I put it in HDFC Bank so that Imperia status will at least get me a locker for free (if I get it). The fact that I need to take out money from that pool is the...

Okay, so I'll wait for the auto invite only but the question is how long it will take? I maintained Rs. 10L for the whole November 2023 and till date no intimation to upgrade. I had got the upgrade earlier as well but didn't take the upgrade as my then RM told me it will be downgraded and this...

I've been maintaining more than Rs. 10 lacs/lakhs in my mother's account which is under same group and it's been now 1 months 9 days of expecting invite to Imperia, any idea what's the deal here? Since 1st November, 2023 ... MAB at group level is above Rs. 10L till today i.e. 9th January, 2024...

Never mind, I'm never ever going to keep amount surplus of Rs. 50k, so, I'm good.

I've MAB upwards of Rs. 10L for the month November 2023. It's 4th December, 2023 already and I don't see the banner to upgrade to Imperia in internet banking. Any idea how much does it take for the banner to appear in internet banking or even get the upgrade over email as communication?

People at the bank are illiterates. For Super Savings A/C, Rs. 50k is the threshold amount for sweep in and sweep out. So, if you keep amount above Rs. 50k, the excess amount's FD will be created and likewise if amount goes below Rs. 50k, FD will be broken (I've explained in short, check MITC of...

anyway I'm at Preferred banking currently and willing to take a locker at 50% off ... if I'm downgraded to Preferred banking, I'm fine with it I know Infinia isn't guaranteed by being into Imperia banking but why even miss out on increasing my chances by not taking the upgrade? rest, if my RM...

not yet offered but last time when the month ended, upgrade offer started showing up after a few days ... so, on the same trend, expecting upgrade offer to be shown in first week of December 2023

I've salary account in HDFC Bank, currently have Preferred banking status and by the end of November month, I'll be offered Imperia banking status since 2 other accounts from family members are in the same group and MAB will be Rs. 10L or more for the month of November 2023. I was offered...

Then it could be temporary thing because of ongoing bob World app drama or it could be that RuPay Select won't be available for Super Savings A/C now. Try upgrading to Professional Savings A/C then, 25k MAB and all you need is your college degree (I think they won't even check your degree)...

Could be a very recent change I guess but I can clearly see following 2 options available for me while applying for physical debit card : - Visa Platinum - RuPay BPCL NCMC (RuPay Platinum) So, I'm guessing your account variant is different, can you please confirm the same from this screen in...

yes, if your account variant is eligible, RuPay Select debit card will show at the time of applying ... which account variant you have?