First thing to do, directly deal with the bank manager. As relationship managers are busy in completing the targets.
Well recently i have upgraded my account to first select by keeping balance for 10days. I have directly contacted the bank manager, and asked for the select upgrade.
First they...
1. Hdfc is more aggressive in providing offers to the customers based on account usage regularly, where icici lacks this.
2. In Idfc they offer 5% p.a. interest on the savings account, so even parking funds in the savings account makes a great deal.
Icici wealth management is also a good...