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any other LTF CC in pre approved section ? I am also opening wealth today/tomorrow with zero balance but will definitely some transfer funds to trigger pre approved

how old is your account and how much are you maintaining ?

Is that pre approved because of your wealth account ?

INdusInd doesn’t report it as secured CC

loading money on paytm with millennia DC and then paying all of our CC bills payment is better than HDFC BILL PAY I guess as it instantly credited and you will still get 1% CB ( only for millennia users though) please correct me if I am wrong

Open a basic HDFC account and park some money in it like 40-50k and do basic transitions with it. Or if you have more money you can can keep that too

1st thing to do is to install one score app and keep a check on your CIBIL from there. You might get a pre approved offer from ONE CARD

he has already mentioned that he is a student..!!

why there is a need to run after BSBD accounts..? you have to maintain a balance to get pre approved offer from HDFC. which makes the purpose of opening BSBD account useless. Chances are MINIMUM for getting pre approved offer. open basic saving or saving max account maintain 50k+ balance and...

NO its not a preapproved offer

I guess you answered your own question

Can't agreed more... BTW he got some SBI CC life time free.... but sbi is also has his Salary Account

yes LTF he won't spend a penny on CC I know for sure....

Its LTF he won't spend a penny on CC cards that I know...

12L and he got a metal card I dont know how(Does HDFC even give metal cards..?)

He doesn't have account in HDFC Bank... nor another banks CC

yes yesterday

no only account is (salary) SBI and salary is around 12L PA

Ok so one of my friends elder brother is posted as District magistrate(IAS) in DELHI. I was at my friends home and this elder brother was also there, we were talking about CCs and all. To my surprise my friends elder brother had no idea about CIBIL and has no credit card. So he started asking me...

lol just now received email of pre approved RBL CC offer