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  1. Subhankar

    GST Payment Using Credit Card | Paymate

    Yes, it's safe
  2. Subhankar

    Help regarding Premium Credit Card

    Cashback card has got devalued a lot, but if it does fir your usage, then only get it. The only worthy SBI card is Vistara Prime as of now, or else Aurum if you really want to spend that much and consecutive 1L on it
  3. Subhankar

    Options for 1 high-value Movie ticket (not BOGO) discount? for PVR Gold etc.

    Without IndusInd Super Premium cards only Yes Private has such offer. But even in Super Premium cards, only Pioneer Heritage metal has that solid 1000 Rs off per ticket. Without that BOGO is your only choice. For minimal cash burn with BOGO, ICICI Emeralde has good movie offer
  4. Subhankar

    Best card for birthday spends

    There are cards like IDFC card which offers 10x RP on your b'day spends, but the return isn't significant. Cards like AMEX Platinum Charge offers Taj voucher on b'day. But there's nothing like RBL Zomato cards, which was unrealistic and got abused and it's gone now
  5. Subhankar

    Help regarding Premium Credit Card

    The limit is less but the number of cards are high. Premium credit cards can be obtained in two ways: 1. Through your income docs where you need satisfy a significantly higher income criteria 2. Via card upgrade through credit limit. The first one doesn't need any explanation but the 2nd one...
  6. Subhankar

    Right amount to pay as credit card bills to avoid penalty?

    You pay the exact amount which has been billed to you. For an example if it's INR 1,23,456.78, you pay the .78 as well, not the rounded off amount as INR 1,23,456
  7. Subhankar

    How to reverse Credit Card Payment to source bank?

    Call ICICI, ask them to refund the amount to your Bank account, send the account details to mail they'll send. It'd take upto 10 working days to reflect the amount to the given account.
  8. Subhankar

    GST Payment Using Credit Card | Paymate

    You can use BharatNXT as well
  9. Subhankar

    New section of Credit card for SBM bank cards

    We'll do it. Let the SBM bank dispute get resolved first
  10. Subhankar

    Need BharatNXT App Review

    It's a safe app but excessive abuse may lead to your credit card cancellation. Always remember banks are quite aware of these things. Use responsibly.
  11. Subhankar

    RuPay promoter is against all credit card users

    Hello, we’re aware of the same person. It’s an individual’s call how that person wants to react or portray their image in public. As it is on Twitter, thus we don’t have any direct influence on that. But if you see any such behaviour in our community, please do let us know through dm or tagging...
  12. Subhankar

    LTF credit card without account relation possible for Standard chartered and Yes bank?

    Yes Bank was offering LTF cards, but now they've stopped issuing but they may consider if you request them for LTF conversion. Though all the cards comes with their own FYF condition. It's wise to get the card then request as the charge will be levied only post 3 billing cycle if the FYF...
  13. Subhankar

    How to manage your credit cards : Tracking credit card important details, bill payment status, targeted offers

    There's a new thing coming soon from our end. It'd reduce the manual work a lot ;)
  14. Subhankar

    SBI Cashback Card Vs Axis Ace Card

    Take SBI CB card only.
  15. Subhankar

    Transaction ID

    You mean the UTR? The UTR can be provided by the merchant in first hand, though you can call and ask the respective bank's helpline to get the UTR
  16. Subhankar

    New TechnoFino VIP Lounge Section For Super Premium Card Holders

    Hello everyone. All the pending access will be given by today night itself. Thank you for your interest and support to the community
  17. Subhankar

    What's That Underdog Credit Card for You?

    Statement
  18. Subhankar

    Suggest Me Some Good Credit Card Which Can I Apply Through ITR of 4.87L

    Nope. HSBC is very strict in this matter. They will only consider if you have an account with them. Specifically Premier.
  19. Subhankar

    Suggest Me Some Good Credit Card Which Can I Apply Through ITR of 4.87L

    Before exposing yourself to too many credit cards, get HSBC Platinum credit card, if you're a salaried individual. It also have accelerated RP after certain spends, and open gate to airmiles. For initial 1.5-2 years don't jump into more than 4 cards.
  20. Subhankar

    Ways to achieve Credit Card Spending Limits

    Fake rent payments can seriously cause you big trouble in terms of ITD. Section 194IB, you may want to check this out. Don't rotate money with credit card. It's wise to not take the card which is of no use of yours. It's not advisable here
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