Cashback card has got devalued a lot, but if it does fir your usage, then only get it. The only worthy SBI card is Vistara Prime as of now, or else Aurum if you really want to spend that much and consecutive 1L on it
Without IndusInd Super Premium cards only Yes Private has such offer. But even in Super Premium cards, only Pioneer Heritage metal has that solid 1000 Rs off per ticket.
Without that BOGO is your only choice. For minimal cash burn with BOGO, ICICI Emeralde has good movie offer
There are cards like IDFC card which offers 10x RP on your b'day spends, but the return isn't significant. Cards like AMEX Platinum Charge offers Taj voucher on b'day. But there's nothing like RBL Zomato cards, which was unrealistic and got abused and it's gone now
The limit is less but the number of cards are high. Premium credit cards can be obtained in two ways:
1. Through your income docs where you need satisfy a significantly higher income criteria
2. Via card upgrade through credit limit.
The first one doesn't need any explanation but the 2nd one...
You pay the exact amount which has been billed to you. For an example if it's INR 1,23,456.78, you pay the .78 as well, not the rounded off amount as INR 1,23,456
Call ICICI, ask them to refund the amount to your Bank account, send the account details to mail they'll send. It'd take upto 10 working days to reflect the amount to the given account.
Hello, we’re aware of the same person. It’s an individual’s call how that person wants to react or portray their image in public. As it is on Twitter, thus we don’t have any direct influence on that. But if you see any such behaviour in our community, please do let us know through dm or tagging...
Yes Bank was offering LTF cards, but now they've stopped issuing but they may consider if you request them for LTF conversion. Though all the cards comes with their own FYF condition. It's wise to get the card then request as the charge will be levied only post 3 billing cycle if the FYF...
Before exposing yourself to too many credit cards, get HSBC Platinum credit card, if you're a salaried individual. It also have accelerated RP after certain spends, and open gate to airmiles.
For initial 1.5-2 years don't jump into more than 4 cards.
Fake rent payments can seriously cause you big trouble in terms of ITD. Section 194IB, you may want to check this out.
Don't rotate money with credit card. It's wise to not take the card which is of no use of yours. It's not advisable here