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Tbh it is your fault. Had it been joining fees you could have cancelled saying you didn't activate the card. But you should have closed before annual fees levied.

We all post how to get credit cards here . But sometimes we close existing credit cards and then regret later thinking it was a big mistake. Let's share our experiences so we can learn from them. My regret - Closing One Card as it was FD based. After using for an year closed it but then one...

Upto 1000 right? So even if 2.5 % upto 1000 means 40,000 worth txn which is not bad

Then why don't people use it. Lol. People just say ace for 2% all the time

On all online spends?

Did not find answer anywhere. There are many posts which mention merchant name as Amazon In and people got cashback but no post mentioning merchant name as Amazon Gift Card confirming cashback yet.

While purchasing Amazon Gift card from Amazon using Hdfc Millennia on the payment page it showed merchant name as 'Amazon' but after entering otp and making payment it showed transaction successful at merchant 'Amazon Gift Card '. Will I get 5% cashback on this or not? Hdfc Millennia using...

prosperity edge

did. they said not possible. reapply after 6 months. yes bank showing some serious attitude

Your YES BANK Credit Card 8605 is closed Eff 07/02/2023 as requested.Pls destroy the plastic by cutting it across. - YES Bank Limited anyway to activate it now?!

same here. looks like Yes bank has too much customer now. pathetic cards without rewards. they were offering me 1000 points only nothing else. told close the card . card closed.

same here. looks like Yes bank has too much customer now. pathetic cards without rewards. they were offering me 1000 points only nothing else. told close the card . card closed.

Had raised yes bank card closure as I had chargeable entry level card. retention team kept saying use the card for few more months and you might get automatic offers. i said upgrade manually. they denied. card closed permanently

Nice. Which banks don't do any retention at all?

What did they offer you?

Dear Customer, Your YES BANK Credit card 8605 is deactivated eff '03/02/2023 as requested & will be closed permanently in next 7 working days. -YES Bank Limited got this sms today

Tried for Yes Bank yesterday. They didn't even care . Card closed today and points also forfeited. Worst bank

As people say to keep credit utilisation ratio below 30% to not look credit hungry. But does very low ratio also have negative impact. Since past year I am paying 99% outstanding before bill generation and keeping 1% credit limit as bill. Say tor 1,80,000 credit card bill is 1000. Because of...

did cibil hit and showed no offers. what 3rd class bank

ace