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This opinion of mine may not have as many takers, but I believe that banks are smart. If they think that they are taken advantage of, they will plug the leak. And I don't think that bankers might use online forums specifically to monitor bugs or loopholes. My reasoning behind this is why...

That's helpful thank you ☺️ Will surely check TnC before hitting milestones ☺️

Ok Thank you 🙏

Does the aforementioned banks come under 2%?

@Mr. Aman @pra1968 @Kanna @BlueFlash @Batmanbaba @Wealth is my birth right! Are milestone benefits and fee reversal limits for Add on cards separate from the original? Or do the spend limit of all addon card is considered for all milestone benefits and fee reversals? This is in regard with AU...

That's right on the money, brother! I never choose this stress, rather this stress choose me. I was caught into this whole mess due to a false report from my bank and to that report corrected I went down the rabbit hole of credit cards and credit score. Yesterday, I spoke to my friend who...

Ohh! After reading your portfolio I thought that Canara card must be at least 5+ years old! Bad assumption on my part😂

So, is it "perfectly ok" to see that blank column in CIBIL payment history marked as "XXX or Not Reported"? I mean I freak out if this happens and I only have two cards.

Do you guys use all of your credit cards every month? I mean I have seen people here with 10+ credit cards and I'm wondering how they find a use for every card every month. Given that if you don't use a particular CC for a month, bank reports no activity to CIBIL, so how do you guys manage to...

How old is your Canara secured credit card?

I'm so much confused right now 😅

Ok thanks. Do you have experience with othe banks add on cc?

Does the add on CC shown as new credit card on report?

Does SBI CC show up in my report if I issue add on on SBI cc? Wil this be a new account or the same in cibil?

I'm thinking of giving an add on CC to my parents,but I have following questions regarding this ordeal - 1. Will the bill for this add on card generate seperately? 2. Since I'm responsible for the bill payments of this card, on whose CIBIL report, mine or my parent's, will it be show? 3. Does it...

Do share the said file in this thread as well!

That explains it! ☺️

That is the one possible explanation 😏

How is it that you have two Kotak Urbane and two One cards?

Yes, today I found out that some people got Axis Ace on pre-approved in their Gpay app. There are lots of videos for this as well. If this is true can you suggest me how can I get such an offer? Do I need to increase my Gpay use to qualify for such offers?