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Rightly said. What OP can do is to handover a written complaint to BM and keep following up and wait for 30 days. If it is still not resolved, bring RBI BO in the discussion by opening up a complaint to speed up the process.

Along with HSBC, I can confirm PNB joins the list of good reporter.

You didn't miss anything, Airtel missed to enable refresh in every 30 days. They are still enjoying winter shut down it seems 🦁.

Following...

Bhai SCB ko ye samman kiyu nehi diya?

I don't have a paid CIBIL subscription and never purchased it either however, used to get notifications through sms and email whenever a new enquiry enters into the territory 🫡😂.

985? Full marks e to 900 hai, extra 85 for good handwriting? 😂

Escalation: headcreditcards@icicibank.com

CRIF and HIGHMARK are the same CIC i.e. CRIF HIGHMARK. Not sure why the scores for the same month are different.

Even if your score doesn't take a hit inspite of having back to back enquiries, for a lender it can still be a cause of concern and can be rejected as a consequence as it opens up the brutal fact that how much credit hungry you are 😛.

For me, all 4 CICs are there.

Thanks for the update! Yes working now.

Thanks bro for providing insights! 🙏

Yes statement with due amount ₹1 got generated for the reported month and the amount was paid back as well.

Hello Experts, Payment history has been reported as XXX (means Not Reported) for one of the months for one of my Credit Cards (ICICI) and it is neither considered/counted as on time payment nor as late payment. Will that be a problem from the lender's standpoint? Should I reach out to the bank...

EQUIFAX you can check on PaisaBazar.

I meant report can be fetched anything with/w/o changes in it.

Kindly use Yes bank and SBI instead for the time being. https://myscore.cibil.com/CreditView/enrollShort.page?enterprise=YESBANK (Once per month) https://homeloans.sbi/getcibil (Can be fetched anytime)

It takes upto 4 months for the latest data to get reflected in CIBIL and other CICs (updates are not realtime). So this is perfectly fine as long as the current balance is showing up correctly on the respective bank's system (updates are realtime in most of the cases).

OneScore.