Got that one day late payment removed from all bureas. Current scores are
CIBIl -768
Experian - 808
CRIF -714
Equifax - 730
So far so good, isn't it? 😊
This right here is a pure gold why we need onlg one report (which is free BTW) every year.
Because we will be fighting the bureas and banks to get corrections done for the rest of that year.
RBI is thoughtful in this matter 😆
After ignoring for 2.5 months my current stats -
CIBIL -760
Experian -820
CRIF -720
Equifax -732
Funny thing is all of them have a one day late payment in them 😄
There must be a reason for that!
It is the only Indian (JV type) firm in the industry.
May be they have been established to cater to short term credit only!
We would never know for sure 😊
I asked some questions to CIBIL, CRIF, Experian and Equifax regarding some queries of mine.
I received the reply from Equifax.
Reply from others has not been received yet. Once I receive that, I'll update the same.
Only option you have is to "escalate and follow up".
Once you do this, this will end either you quitting or getting what you want!
It is a long mail battle. So prepare yourself untill you think to yourself -