You are still in a better position than me.
I had 4 CIBIL hits by HDFC in a span of 2 days… I had applied just once on the Swiggy app.
Disputed those multiple hits on the cibil website.. and they did nothing at all … simply closed my ticket within 2 days.
LTF toh hua nahi … Ulta aur kat gaya …
Thoda late apply karte toh ₹1000 Swiggy money milta … yahan toh LTF ke laalach mei ₹500(or ₹850) hi mil raha humlog ko
😂😂 most of the people here … who have applied don’t even care about Swiggy specific benefits.
-Some people just want an HDFC CC for Sale offers
-Some people just want an LTF Card … free ka maal chahiye bas
-Some people (like me 😅) bas wanted an orange coloured card … because...
Important takeaway from this Post.
Even If someone has already tried the mailing method once/twice/thrice and faced rejection…. It doesn't mean your LTF chances are over.
I will probably try the email method on day 28th.
If even that doesn’t work… then this card goes to the bin. I don’t use Swiggy … so no point of keeping this card.
They are offering ₹500+₹350 Swiggy money … against a joining fees of ₹590.
I think it’s a fair deal.
Ideally someone who gets this offer should activate the card.
But the thing is… Swiggy is non serviceable at my location, so ₹850 Swiggy money is worthless for me.
Day 23 of 30
Swiggy now offered me extra ₹350 Swiggy Money for card activation.
(Going by the messages … some of you have also received this ₹350 waala offer… so this is nothing new )
LTF ka hope continues to diminish
Yes I have also met people who have converted their FYF card to LTF… but I have been unlucky in that process.
I had Diners Rewardz(LTF) … which was upgraded to FYF Diners Millenia … requested for LTF after getting new card … they declined
Then got upgraded to FYF DCP … again sent a mail …...
Not sure if this information is correct, my company is in this list and I fulfill the salary criteria.
Last month, I submitted my salary slips and explicitly requested an LTF Regalia Gold upgrade based on the corporate offer. However, they declined, stating that upgrade offers are FYF only...
Benefits:
—CIBIL report lamba ho jaata hai … Printout lene se zyada Pages lagte
—Bhim/Phonepe/Gpay mei payment ke time available options badh jaate hain …
—Itne bill payments ka track rakhne se mind sharp rehta hai …
Etc etc
Maine toh collection complete karne ke liye liya tha … 😶🌫️😶🌫️
Address itna remote location mei hai … Swiggy doesn’t deliver here 🫠🫠🫠 One memebership toh scene mei hi nahi
LTF nahi mila … toh 100% card cancel karna hai … I have no other option …
Day 17 (of 30 days deadline)
Swiggy/HDFC offered me extra ₹200 Swiggy Money (over and above existing ₹500) for card activation.
Not going for it … LTF hi chahiye 🥴🥴
IF you have a knowledgeable RM/Agent, you can get 1 from Visa/MC (Infinia/RegaliaG/MIllennia/MB) + 1 from Diners(Millennia/Privilege/Black).
Some people have 2 cards, but it is very difficult to get.
You have Infinia and still you applied for Swiggy Card …🙄🙄
“Gadho ki race mei … ghode kyu daud rahe hain ?? “
There’s only one thing left for you to do now … 🥲
Please Apply for “Marriott Bonvoy HDFC Bank Credit Card” and let us know if it gets approved.