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  1. luckymurari

    How to apply for Rupay select debit card with BOB online?

    Hi, I am a BOB shine account user and it says free Rupay Debit card but I am unable to apply for it online. When I go to apply debit card, it shows only platinum variant: Please guide on how to apply for the card online?
  2. luckymurari

    Axis Magnus Axis Magnus and Atlas

    I'm being offered Axis Atlas LtF . I already hold magnus Burgundy. Is it worth taking? If taken, will Atlas be preferred over magnus for any specific transactions? How does the ER transfer work ?
  3. luckymurari

    Destination birthday - Help booking a hotel in Goa for my kid's 1st Birthday

    I plan to celebrate my kid's 1st birthday in Goa on a small scale in Nov '23. Attendees will be 4 adults (may become 6) and 2 children. Please help me with 2 doubts: - Are there any properties in Goa (especially Accor - can be villa too) that is good to do a small but unique birthday...
  4. luckymurari

    [FAKE CALL] Imp: Bob adding ancillary services costing 48K per month on Credit cards

    edit: Based on comments below looks like this is a fake/scam call. Please be alert and sorry for the confusion created. ----------------------------- Today I received a call from BOB customer care saying they mistakenly added some services that cost 48K rs per month to multiple customers. They...
  5. luckymurari

    Please suggest on how to maximize reward points - Buying a car with Credit Cards

    Hi, My father is buying a car and we are due to pay ~12Lac in the next two days. They are charging additional 2% card charges if paid by credit card. Please suggest on how to optimize these for reward maximization. Cards I possess: Cards that could potentially give >2% returns: - Axis Magnus...
  6. luckymurari

    My experience on applying for AU Zenith LTF

    I applied for AU Zenith following the guidelines here and after a long process finally received the Zenith and its associated Priority pass card today...
  7. luckymurari

    Thriwe benefits for IDFC First Wealth card?

    Has anybody registered for thriwe with idfc first wealth card recently? I am getting the below error message whenever I try to register for VISA Infinite thriwe benefits
  8. luckymurari

    IDFC Wealth Card application experience - BEST of all

    Received the physical card and Dreamfolks card today. Timeline: Application: Day 0 - 17th (Sat) (Smooth online process. Even VKYC was simple and fast without waits for slots) Approval : Day 0 -17th (Sat) (Same day) Digital Card activated : Day 0 -17th (Sat) Physical card delivery : Day 4 -21st...
  9. luckymurari

    Axis Magnus vs SC Ultimate vs Amex MRCC

    So far, I used to use my HDFC DCB LTF card as the primary card. But with recent devaluation, I am now exploring options of cards to acquire. So far I shortlisted following 3 cards. Please suggest an ideal card for me to apply? - Axis Magnus - SC Ultimate - Amex MRCC I do not travel business...
  10. luckymurari

    Diners Club Black Addon card without bank account

    I wanted to take an addon DCB card for my wife. But when applying in the bank website, it asks for my wife's HDFC bank account. She doesn't have a HDFC bank account - how do I get around with that and get the addon card for her?
  11. luckymurari

    Please recommend my next Super Premium credit card

    I currently hold a Diners Club Black and ICICI Sapphiro cards. My annual spends are somewhere between 7-9lacs with online spends mostly on Amazon, FK, Dmart, Jiomart, Zomato and Swiggy. I also spend on flight tickets and fuel. Which credit card should I purchase for maximum benefits? I am not...
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