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Hi, I've transacted on IndiaMart using my SimplySAVE Credit Card for some hefty payment, and tried using the EMI method available there, and for some reason the transaction hasn't been converted to EMI yet. I did the transaction on 18th December, and I think 9-10 days are more than enough for...

Hey there, I'm exploring bank accounts that don't slap you with penalties for missed mandates. I tend to have a low balance sometimes, leading to mandate issues. I had to cancel my SIPs and manually invest each month to avoid penalties. Any suggestions for an account that's more forgiving...

Hi, It's been almost a year since I got SBI Cashback, got it around 1st January this year. My first Credit Card from SBI is SimplySAVE which I had gotten in September last year, received LE on it this March from 56K to 1L. But SBI Cashback card is stuck at 20K which I think is just too low, as...

Hello, It's more than a year now that I've held Axis Bank ACE Credit Card, and still except for a LE (15K -> 30K), I don't see any other Credit Card upgrade offer, do they not offer other Credit Card if you have ACE? The thing is, I like Airtel Axis Bank Credit Card more, and whenever I try to...

Hey there, So, picture this: I wake up in the morning, check my phone, and BAM! I see this SMS that's like, "Hey there, your rejected application is now approved!" 😂😂 Here's the scoop: I recently got an Amazon ICICI Credit Card, and a few days later, I decided to give the incomplete...

Hi, I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers...

Hi, I've been eagerly waiting for LE on my Axis Bank ACE Credit Card (15K Credit Limit), as whatever expenses I have, the credit utilization is always off the chart, with me having a typical bill generated around 12-13K. Lately started seeing loan offers up-to 1,05,000 INR, and finally seeing...

Now I'm able to link my SBI SimplySAVE (RuPay) Credit Card on BHIM, & PayZapp. PayZapp seems to have implemented the same page as BHIM app. Meanwhile SBI Card is not visible in apps like PayTM, PhonePe, GPay, etc. Perhaps they need to whitelist SBI Card. But in any case, I think now SBI Card...

Hi, I recently had purchased an AC on Flipkart, and used my SimplySAVE Credit Card for EMI, it was a no-cost 9 months EMI, got 3k off as well, so basically got the AC for 41,490 INR and since I had chosen no-cost EMI, my card was charged a transaction 39,011 INR. All good so far, but the thing...

Hi, I opened Savings Max online account in HDFC Bank in January this year, with the thought of holding a Credit Card from HDFC Bank for offers, etc. After ~3 months of usage, and maintaining 26-28k balance, Pre-Approved offers started popping up in NetBanking as well as through emails. Firstly...

Hello, I've recently wanted to buy an AC using my SimplySAVE (RuPay) on Flipkart but unfortunately, missed my chance in the Flipkart sale earlier this month due to some reasons. Now, recently this email caught my attention, which claims up to 26% instant Cashback on LG, up to 20% instant...

Hello, I've started from BNPL Cards (Slice, LazyPay), got myself a proper Credit Card last September where I got my hands on SBI SimplySAVE (RuPay) with a whooping 56k limit, then I got Axis Bank ACE Credit Card with 15k limit, later I got SBI Cashback Credit Card with 20k limit, and finally...

Hello, I've been trying to check monthly average balance for quite a while now, and for some reason I'm not able to get any option in HDFC Bank Mobile app or its NetBanking. Any place where I'm missing? Or HDFC Bank shows monthly average balance at all? Regards.

Hello, So it's been long since I've been getting my name as B'FirstName' B'LastName'. I had hoped to get this fixed by new Credit Cards etc. but never did it fixed by itself, what should I do? And not sure who reported my name as like that 😂😂😂😂 Ideally, it should be FirstName LastName Regards.

Hello, It's been 4-5 months since I've holding on Axis ACE Credit Card with 15k limit, I was thinking perhaps I should try requesting them to increase my limit. The thing is I don't have salary slip but I can provide bank statement, can that suffice? And also, to what ratio the limit is...

Hello, I wanted to buy something worth ~32k from Amazon, and I don't see any credit card that I can use to have discount. I have SBI Cashback but with only 20k limit, so I was wondering if loading extra money in the Cashback Card can work? Regards.

Hello, I had tried to open an account in AU Bank, and I couldn't open it due to their service not being able at my PIN code, I was able to initiate the process, though KYC failed. Now I am wondering if I can open their Digital Savings Account somehow. Regards.

Hello, I'm basically confused IDFC FIRST WOW and Wealth Credit Card. I've never held any IDFC Card before, don't have any relationship with them either. So not sure if I can get Wealth Card. Also, need to plan to the use card for international transactions. I heard Wealth has 2.5% reward rate...

Hello, I have been using OneCard Lite for over a year and had also created a few fixed deposits. However, in the last few months, I have acquired other unsecured credit cards such as SBI SimplySAVE (RuPay), Axis Bank ACE and SBI Cashback which led to a decrease in my usage of OneCard. Now, the...

Hi, I've held on to my SBI Savings Account for so long, opened in remote village, so MAB requirement is there I think. But anyways, it tends to be problematic when I need to visit branch for money deposits etc. Last visit was more than 2 hours just to get money deposited! But hopefully you get...