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  1. gischethans

    Should I close my LTF Coral Rupay Card?

    I currently have these Rupay credit cards ICICI Coral Rupay - LTF Axis Neo Rupay - LTF HDFC Tata Neu Infinity - FYF, took the plunge just a week back as it felt awful to earn just 20p, 25p in terms of points from Axis and Coral. For Neu, my spending is only on Tanishq and at this point...
  2. gischethans

    SBI Card Fraudulent transaction Chargeback request was rejected

    My friend is currently battling with SBI Card for fraudulent transactions on his IRCTC SBI Platinum Credit Card. He got charged multiple times with amount totaling to ₹19000 in February with remarks Google Play Mumbai IN sharp at 00:00 hrs indicating some subscription kind of a purchase...
  3. gischethans

    Rejection of Kotak Credit Card Applications - do I stand a chance if escalated?

    I have been a Kotak Bank customer since 2011 and occasionally saw pre-approved credit card offers. I started applying for one only in 2021 or so. My account was also a salary account then. However, the issue is my applications were rejected citing internal criteria soon after the application...
  4. gischethans

    Classic Debit Card for Kotak Pro Savings Account

    I got my Solo - Single zero balance account upgraded to Kotak Pro for benefits like free debit card, mandates etc. Now the issue is I am only eligible to get the Classic Debit card for free but net banking shows another three cards - PVR, Pro Signature and Platinum (FYF). I am trying to avoid a...
  5. gischethans

    SBI Customer Segmentation - does it actually upgrade automatically?

    My account is forever stuck with Silver type while I am eligible for Diamond / Platinum with SBI. I did not bother much until now but with those variants giving discounts on locker rentals, I am keen on upgrading it. Now the issue is branch staff are clueless about how to get this upgrade done...
  6. gischethans

    Kotak Credit Card - when does the CIBIL inquiry happen?

    In the hopes of getting the Kotak Urbane Rupay Card, I tried the direct link on the Kotak website to apply for it. I had to try twice due to screen refresh issues but each time I got OTPs to login and select the card based on income range selection. However, this card was not shown and as...
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