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  • Users: pxg
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  1. P

    Organized list of rewarding CC bill payment methods?

    Here are the ones I know so far: Debit Card: RBL Signature+: Up to 1L/month for 1% rewards redeemable for GVs (seems like the best option still, risk of devaluation high) HDFC Millennia DC: Up to ₹40k/month for ₹400 (1%) cashback (difficult with Paytm ban) HDFC Platinum DC: Upto ₹75k/month for...
  2. P

    Axis Delight debit card - up to ₹6630 yearly benefit on Swiggy and BookMyShow

    Haven't seen the Axis Delight debit card mentioned here due to steep issuance fees but here we go: Issuance Fee: ₹1500+GST (₹1770 total) Annual Fee: ₹999+GST (₹1180 total) BookMyShow benefit: 50% off up to ₹250 per month (Applicable on solo tickets as well) Swiggy benefit: 25% up to ₹150, 3...
  3. P

    30% cashback in Amazon Pay on Microsoft 365 subscription purchase

    https://www.amazon.in/hfc/bill/subscriptions Max 5 times per user. Microsoft 365 Personal (1 year): Cost: ₹3800 Cashback: ₹1440 Effective cost: ₹2660 (₹222/month) Family: Cost: ₹4950 Cashback: ₹1485 Effective cost: ₹3465 (₹289/month) Gives you a product key which can be activated for...
  4. P

    Citi rejecting me from the grave

    Applied for Ikea Family card offline (as far as I know, it's the only way to get a Citi card as a NTB customer now) and got rejected. Later in the message I found out that their age requirement was 23. What a wasted enquiry (showed up as Axis). If anyone knows a way to have them reconsider then...
  5. P

    Kotak CC Devaluation

    Kotak cards never had much value to begin with but starting April of this year, the ₹125 discount coupon on Swiggy and Zomato have been limited only to Kotak DC whereas it was applicable for both CC and DC before.. Now I really have no use for my Kotak CC, thankfully it's LTF.
  6. P

    Doex Axis offer the Airtel card for offline applications?

    I tried applying for MyZone LTF offer and it was declined. Probably because my ASAP account with them was dormant. I am really only interested in the Airtel card for the 25% off though. So, would I be able to apply for this card offline?
  7. P

    For self employed, does the criteria apply to gross receipts or taxable income?

    I use 44ADA for filing which means my presumptive income is 50% of my gross receipts and I am planning to use 80GG and other deductions as well. So I could easily be spending that other 50% of gross receipts through my CC for "business/profession" expenses if these banks didn't ask for ITR and...
  8. P

    Got Amazon Pay CC with good limit and no income verification

    I finally turned 21 and I applied for the Amazon Pay CC around 3 weeks ago. In the application, I selected Self Employed and selected Income as "6 lakhs+" as they didn't have exact income input and I got a limit of 2.6 lakhs with only Video KYC - they also sent an email to my "work email" for...
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