Here are the ones I know so far:
Debit Card:
RBL Signature+: Up to 1L/month for 1% rewards redeemable for GVs (seems like the best option still, risk of devaluation high)
HDFC Millennia DC: Up to ₹40k/month for ₹400 (1%) cashback (difficult with Paytm ban)
HDFC Platinum DC: Upto ₹75k/month for...
Haven't seen the Axis Delight debit card mentioned here due to steep issuance fees but here we go:
Issuance Fee: ₹1500+GST (₹1770 total)
Annual Fee: ₹999+GST (₹1180 total)
BookMyShow benefit: 50% off up to ₹250 per month (Applicable on solo tickets as well)
Swiggy benefit: 25% up to ₹150, 3...
https://www.amazon.in/hfc/bill/subscriptions
Max 5 times per user.
Microsoft 365 Personal (1 year):
Cost: ₹3800
Cashback: ₹1440
Effective cost: ₹2660 (₹222/month)
Family:
Cost: ₹4950
Cashback: ₹1485
Effective cost: ₹3465 (₹289/month)
Gives you a product key which can be activated for...
Applied for Ikea Family card offline (as far as I know, it's the only way to get a Citi card as a NTB customer now) and got rejected. Later in the message I found out that their age requirement was 23. What a wasted enquiry (showed up as Axis).
If anyone knows a way to have them reconsider then...
Kotak cards never had much value to begin with but starting April of this year, the ₹125 discount coupon on Swiggy and Zomato have been limited only to Kotak DC whereas it was applicable for both CC and DC before.. Now I really have no use for my Kotak CC, thankfully it's LTF.
I tried applying for MyZone LTF offer and it was declined. Probably because my ASAP account with them was dormant.
I am really only interested in the Airtel card for the 25% off though. So, would I be able to apply for this card offline?
I use 44ADA for filing which means my presumptive income is 50% of my gross receipts and I am planning to use 80GG and other deductions as well. So I could easily be spending that other 50% of gross receipts through my CC for "business/profession" expenses if these banks didn't ask for ITR and...
I finally turned 21 and I applied for the Amazon Pay CC around 3 weeks ago. In the application, I selected Self Employed and selected Income as "6 lakhs+" as they didn't have exact income input and I got a limit of 2.6 lakhs with only Video KYC - they also sent an email to my "work email" for...