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Cards like Magnus, Reserve and Infinia still offer much better reward rate than cards here.

Preapproved cards + LE + C2C + good relationship with banks.

Da Milano.

Rubyx ltf is pre-approved (my first CC); thinking of cancelling it as I'm living abroad and don't use it now.

I'm surprised that people still quote my posts. Now I have Infinia, Reserve, Magnus, etc. Infinia is based on relationship with HDFC bank, rest are C2C.

If your axis limit is 3L+, then upgrade to magnus, if not then try to apply magnus with 3L C2C.

The definitive solution to this is taking a credit card that allows free guest visits on priority pass (Axis Magnus or Reserve). For domestic, almost all lounges will allow children on a card with the parent's name (other than the one you used for yourself). Just carry some additional cards for...

I think you got it wrong, ICICI for BMS and IDFC for Paytm.

Indusind pioneer infinite debit card is probably your best option. You can open pioneer account with 10L but I suggest that you open with 20L cheque to get a metal debit card. It has an unlimited 0.5% reward rate, even on international (0% forex markup). Also has zero charges on international...

My magnus was rejected less than a month ago and I applied again now, almost approved. Previously my Ace was rejected in Jan when I applied through Google pay app. Upgraded to Ace via from customer care in the same month.

I got many credit cards from axis bank with literally no cool down period. Upgrade through customer care or apply new card through your RM.

Yes, if you're linked to Burgundy family ID, you'll have all privileges of Burgundy account, similar to HDFC imperia. You can get Burgundy debit card and LTF select credit card.

This is the easiest and fastest option. Other methods have already been suggested.

Yeah I'm 22 and can't apply even though I have ltf invite.

Other members have suggested some solutions but since you mentioned that you have 5 L only for a few days, some of those options might not be possible for you. With this method you'll have Burgundy account in 15 minutes, without visiting branch: 1. Open burgundy account online for a family...

Upgrade through customer care in January, but I closed my Ace card now, It's useless for me. I will post my updated collection soon.

I raised a complaint on customer care and got a callback yesterday regarding my grabdeals transaction. They're telling that the points will be credited by end of July (for a transaction made on march 18th).

I understand your view. My main point is that customer should be given a choice of paying the fees and taking premium cards like infinia instead of putting them behind an artificial barrier like 8L limit which is mostly based on luck. I've observed the HDFC LE pattern of many people and it seems...

Amazon voucher is definitely not available for indulge or heritage. Please take an email confirmation on what kind of vouchers you'll receive and their T&C.

I would argue that the Axis system is better than HDFC because it's atleast possible to get premium and super premium cards when you have low limits. What's wrong in paying fees for the cards if they offer good benefits? I would've never gotten my reserve or magnus if they had such high limit...