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  1. ichiranjeeb

    An App that lets me track my net worth.

    I did not lose my crypto rewards. I dunno what happened with you. and regarding the new reward structure.. it's amazing. I am getting a lot of US stocks every month as a reward.
  2. ichiranjeeb

    An App that lets me track my net worth.

    in Vested withdrawal fee is $11 but in IndMoney it is $5 Stockal has numerous other charges like Trading charges and account opening charges. I believe us stock investing is better on indMoney.
  3. ichiranjeeb

    HDFC launches "Infiniti" banking program

    HDFC Bank has launched a new banking program called "Infiniti". Looks like it will sit above Imperia and will be the super premium offering from the bank. The users of this account can opt for pre approved Infinia Metal card. See more info here: Infiniti (hdfcbank.com)
  4. ichiranjeeb

    CRED Mint - 9% returns on investment

    Guys I had 2 invites, I have already given them out.
  5. ichiranjeeb

    is ACE Card genuine?

    Might be. But I saw it before April 1st. So, if they want it to be a prank then they miscalculated the date :ROFLMAO:
  6. ichiranjeeb

    CRED Mint - 9% returns on investment

    I have 2 invites left. If anyone wants then just DM me.
  7. ichiranjeeb

    CRED Mint - 9% returns on investment

    I think the USP of CRED is that all of its users are credit-worthy. When all of your customers are good with their money, the NPA will be very less. and as per 12% club, I don't trust it because as per my knowledge there is no credit score requirement.
  8. ichiranjeeb

    An App that lets me track my net worth.

    Today, I m gonna talk about IndMoney, It is a super money app that will track all your investments (like stock, mutual fund, FD, PPF etc..) and liabilities (like loans and Credit Card dues) to calculate your Net Worth. You can also set your financial goals and track them with the app. But, the...
  9. ichiranjeeb

    is ACE Card genuine?

    I just got to know about a card that will reward you with the stocks of the brand you purchase. for example, if you buy your Netflix subscription with the card, it will give you fractional shares of Netflix. This is the same idea that IndMoney has implemented. With indMoney you can get only US...
  10. ichiranjeeb

    OneCard banking partner changed from IDFC to BOB Finance.

    ya, but IDFC used OneCard to get all the user data and then cut the middle man to provide the cards directly to those users. which felt funny. But I guess, everything is fair in Business ;)
  11. ichiranjeeb

    OneCard banking partner changed from IDFC to BOB Finance.

    Update: Today, I got a call from IDFC bank. As per the representative, the bank is offering me an IDFC Millennia Credit card because of my existing relationship with the bank via OneCard. I don't have to send any documents. I just have to visit the link they sent via SMS, click on "I agree" and...
  12. ichiranjeeb

    OneCard banking partner changed from IDFC to BOB Finance.

    This is how you will be notified about the LE. I have not used the card extensively because of low limits. I just tried to fulfill 3 category spends every month to get 5x points. That's all.
  13. ichiranjeeb

    OneCard banking partner changed from IDFC to BOB Finance.

    When I received my card, the limit was 25,000/-. which was hilarious. Then I got a LE and the limit increased to 50,000/- then the day before yesterday after I changed my banking partner to BOB, I got another LE. Now my limit is 75,000/- 75K is still very very low for me but looks like they...
  14. ichiranjeeb

    Lazy Card updates.

    I don't think it's VV. It's more like >> which indicates fast forward motion.
  15. ichiranjeeb

    Lazy Card updates.

    Just received the card. but I don't recommend anyone to get it. The only reason I got this card is to add it to my card collection. That's all. 😁
  16. ichiranjeeb

    What's your investment strategy?

    I will redirect you towards some good sources. NPS: All you need to know about NPS (National Pension Scheme) by CA Rachana Ranade - YouTube Bonds: What are bonds? Should You Invest? Explained by CA Rachana Ranade - YouTube You can open an NPS account with any bank or directly from the NPS...
  17. ichiranjeeb

    Lazy Card updates.

    No, that 5 days period is how much time they will give you once the bill is generated. The bill is usually generated in 30 days. so, you have an interest free period of 33-35 days compared to that a Credit Card gives you 15-20 days to pay the bill once the bill is generated. So, you are...
  18. ichiranjeeb

    Lazy pay card (need your thoughts on this)

    First of all, it's not a credit card. You can call it a credit line card or pay later card. They have changed the billing cycle to 30 days, making the card a bit usable. Bottom line, if you have a credit card then stay away from it. I just opted for it because I am a card collector 😆
  19. ichiranjeeb

    Lazy Card updates.

    All pay later cards are like that. But yes, LazyPay is the worst in terms of the interest-free period. Before that had 15 days ... now they have changed it to 30 days. Slice gives you 5 days to pay the bill and has an option to split the bill into 3 interest-free periods. LazyPay doesn't even...
  20. ichiranjeeb

    How Many Credit Cards Are Allowed Per Customer

    Okey @TechnoFino for Axis bank, which 3 cards you can recommend? I already have the Axis bank Flipkart Card
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