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  • Users: SC_23
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  1. S

    ICICI Rupay Platinum Debit card not working online

    So I tried to avail Amazon offer today but to my surprise it failed every time despite trying every work around that I know of. Then I tried to add money on my paytm wallet using the same but over there also it failed after typing in the OTP. Not to mention the horrible customer support from...
  2. S

    HDFC Preferred Banking Upgrade offer Query

    So I am already under Classing Family banking program and have just received the offer on net banking to upgrade it to Preferred " upgrade for free" don't even know what free means here. Shall I go with the upgrade but I am not looking forward to 2L mab requirement, so do they downgrade account...
  3. S

    Kindly Suggest a Trading-Demat account for Long term Investing only

    Which broker to go with discount or bank based broker if someone is only investing in SGB or at max holding stocks for long term or T bills. Is it possible to get low amc and equity delivery charges from bank based broker if you have high mab accounts with them? Afaik for low amc and equity...
  4. S

    Axis Salary Account Query

    Salary account tier is decided by gross or take home salary ? If someone is short by few thousands will he still have to go with lower tier account or he can be upgraded to next tier, some leeway is there or not? Priority or Burgundy salary account only makes sense from Axis if I am not wrong.
  5. S

    MF SIP directly Via Amc query

    So I contacted many amc for their sip process most of them were saying it's better to opt via Biller method rather than setting up enach mandate And they were also forcing me to use the same account for sip as my primary account with them. So just wanna know setting up sip of more than 5000...
  6. S

    Are IDFC CC worth it ?

    So I opened my account recently but I am still waiting to get it unfrozen and given their poor service I am thinking of getting this account closed before completing 14 days. Just wanna know if any of their card is worth waiting for ? Heard they have devalued their cards a lot. Which card should...
  7. S

    Kindly suggest a bank account that can fulfill certain requirements

    Requirements : Cheque Book (One time so ready to pay for it) No charges for Nach mandate or Standing instruction Virtual debit card or No debit card charges just need it to activate UPI Easy cancellation of Nach mandate No restrictions on NEFT Need a Zero MAB or Low Mab balance account for...
  8. S

    Does activating Full DND blocks gift voucher SMS ?

    So recently I have activated Full DND (Jio Sim) and when I redeemed the amazon voucher from SBI I didn't receive any SMS for the same. Earlier it used to be sent on both SMS and mail and even now they mentioned it will be send via both the platform so shall I opt out from Full DND ? And voucher...
  9. S

    PhonePe Query

    Phonepe is not allowing me to link any other bank account with mobile number@axl; ixl or ybl even if I unlink the bank account associated with it. Its permanently blocked with that bank account. Like in gpay all it takes is to delete upi id on bank section and you can use same upi id for other...
  10. S

    ICICI bank Update Email ID issue

    So recently I updated my email id and now I am getting otp and transactions details randomly on both my old and new email id. When contacted customer care they said its been updated from their end and I even raised a Level 1 complaint got the same response. They didn't provide any SR number so...
  11. S

    Shall I ask for NOC of Kotak Secured card?

    Closed my Kotak FD card surprisingly the process was smooth and quick. Verification guy was asking me to hold onto this card for atleast 6 months idk why. Got fd amount credited back to my account so shall I ask for noc or some further proof of closure of card ?
  12. S

    Best Value for money Savings Account in SBI and Central Bank of India

    For existing customers so upgrade is only option. Looking to save on Annual Debit Card charges Without closing them 😅
  13. S

    IDFC Bank Query

    1)Can any IDFC account holder confirm the process of changing communication address Like in Kotak and Axis you can complete with OTP or we have to provide address proof 2)So anyone who opens account before 30th June will get LTF debit card ? And does it support Tap and pay through Gpay...
  14. S

    How long does it takes to recieve 1500 Amazon GV voucher

    Have fulfilled the required conditions but still no sign of voucher on email or sms ? It's been 12 days now. And does it get automatically send to email or I have to call customer care ?
  15. S

    Any other way to reduce Debit Card charges from ICICI other than upgrading to Gold account

    Currently paying 150 for it any other low tier debit card will also do
  16. S

    Shall I close my Secured CC which I got 2 months ago as I have received Unsecured CC this month

    So I applied for Kotak Dream Different Credit Card (Secured CC) in month of April and to my surprise I got preapproved offer from HDFC end of may for Moneyback+ so I applied for it and I am using it from this month onwards. So what should I do with Kotak secured cc shall I close it as its only...
  17. S

    How to keep LTF HDFC card active

    Was reading a comment few days ago that HDFC doesn't offer unconditional LTF cards and their are some criteria to full fill if you are not using it regularly. Can I use it for 100 rupees only to keep it active and pay it instantly even before the bill is generated or I have to wait till bill...
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