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Got a call today from BoB Relationship Management Team (They called themselves, Team Amit or Team Amey) trying to tell me the benefits of my BoB Shine account and told me that it comes with Free Rupay Select Debit card. I told them the branch has repeatedly refused to entertain the request and...

The value of points increases from 50p to 75p and the offer is valid till 31st March 2025. Not sure who will avail this when the same points can be used to book same flights at a value of Rs. 1

The transaction fails with the above message. However it goes through with bank account OR with same credit card with another app. Has anyone else faced the same? A solution would be appreciated.

My first employer opened my salary account with Standard Chartered. With subsequent employers I used the same account for salary. However, since there are no real perks offered by SC and their Premium / Priority banking has not been able to resolve the issues I have faced in the past. I was...

Hi all, I currently have four Axis CCs:- Magnus (Paid) Ace (Paid) Indian Oil (LTF) Flipkart (LTF) Axis' tie-up with my employer would give me an LTF Select card based on my salary. I do not plan to renew Magnus and get a paid Atlas in its place from Nov 2023. I use Indian Oil card for...

Today's Story on The Ken talks about us :) https://the-ken.com/story/credit-card-whizzes-outsmart-banks-at-their-own-game/ "Not so long ago, Indians were mostly reluctant to embrace credit cards. As of July, there are 90 million credit cards in circulation across the country. The rise in...

Had sought to upgrade my Premia to YFP in July 2022 for Golf Benefits but shelved plans out of sheer laziness. Thought of checking again, and as per emails the salary criteria seems to be reduced to 2LPM (Aug 2023) from 3LPM (Jul 2022). Shared docs with them and waiting for response with...

Intermiles used to give a sweet 5% discount on Amazon Pay vouchers purchase. With AmEx no longer being accepted what is the best avenues for MRCC's 1500X4 transactions?

Received the following communication on email for a targetted offer. Only rent payments seem to be excluded.

With UPI enabled CC payments I was wondering which Credit Card to get that would satisfy the following conditions: Can be activated on UPI apps Rewards for small transactions (Like Ultimate rewards for transactions as small as Rs. 30) Is from a bank that allows multiple cards (This excludes...

Hi fellas, I see quite a few lounges listed in Mumbai Terminal -2 but needed the group's opinion on which is the best one that I can access using my cards. The cards are:- HDFC Diners Club Black AmEx Plat Travel SC Ultimate BoB Eterna And a bunch of other VISA Signature / MC World cards...

Hi all, I have two AmEx cards. Both paid ones. MRCC is the older of the two and was given as a paid card. Subsequently, I also got myself an AmEx Platinum Travel card. This one again is a paid card. However, Indian credit card geek community maintains that its possible to get MRCC as a free...

People active on Indian Credit Card Twitter would already know about the Thriwe offers on VISA Infinite cards. Have been able to register with my SC Ultimate. And going to try with BoB Eterna and a secondary phone number as well. Link:- https://weliveexp.thriwe.com/howtouse Pic credit...

Hi all, I had not been receiving Intermiles for any shopping done via their affiliate links since 1st May 2022. Raised the Issue with them using Twitter DM. They asked for invoices. Which I wouldn't have been able to provide since I also used other affiliate services and didn't track...

Hi all, I HDFC's credit limit enhancement form, one of the fields that they ask us to fill is a customer ID. I only hold a credit card from them and do not have a banking relationship. I can't find a customer ID anywhere on my credit card statement or the web portal. Can someone please guide...

https://the-ken.com/story/rbl-bank-and-the-crushing-weight-of-bajaj-finances-credit-card-ambitions/

Hi all, With the MasterCard ban now gone, I am thinking of getting my hands on Citi Prestige before the sun sets on Citi in India. I already have a 4+ years old Citi Indian Oil Card but with a meagre limit of 1.2 lakhs. Did not use it for anything other than fuel and Citi offers so never...

With the number of cards for most enthusiasts breaching the double digit mark, the CRED app helps a lot of us in managing the payment. The CRED coins and cashbacks maybe useless, but the utility of a clean interface app for card management can't be denied. Thought of sourcing the list of credit...

I purchased an AC using RBL Zomato Edition card, which I returned after sometime. Now the statement was prepared before the refund amount was credited. Since it's a significant amount, I am sure I won't be able to use it up in coming months and would prefer it be transferred to my bank...

Hello all, I currently have SC Manhattan for INR 3.75L limit, which has remained the same for over a year now. I wish to apply for SC Ultimate which will require a 4L limit. My salary and credit score would be sufficient to get that limit, but I wanted to ask if there is way to get the limit...