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You are absolutely right. Just that I even got few months back, made me believe they do give. Anyways, I did test and am confirmed that no cb on sbi cb cc on gv purchases on Tata neu. One unrelated question, do SBI CB give 5% on bill pay via tata neu? (I am guessing the answer will be a no...

I had posted the FAQ for billpay via indus premium accounts. Since you said gems, as per their indie T&C, you correctly got 3 times. check the examples for indie savings acc holders: https://indie.indusind.com/indie/faq-bill-payments.html

This offer seems to have been extended to indusind savings accounts too now. - Source

Just spent 1k for agv on tata neu using sbi cb cc, will confirm after 2 days. OTP Sms: TATA DIGITAL PVT LTD

As long as it stays 0 forex, no competition

I used millennia DC on mobikwik for cc billpay and I do get 1% . Not sure about what's the mcc.

For millennia DC usage on payzapp for cc bill payment, will it give 2.5% as well?

Using millennia DC for credit card bill pay on payzapp / hdfc smartpay, both gives 2.5% ? Can you please confirm on both.

Did you find any option for onecard. Adding as the partner bank would never work for onecard.

I did get your point, if a person keeps using for 99 ₹ .. he would get 0 forever. However the spends are not always like you are saying (150-199). For me I noticed a few in this range, but I will try to round up more now if I can. Say if I am buying veggies, previously I used to round up to 150...

Na, only 1.5% without Neon. Kiwi is not at all worth it without neon. Just pass it. However kiwi rewards is cash, hence are better than neucoins. And any day kiwi app is better than the bloated tata neu app, only tata neu app gives 1.5% for upi usage of tata neu infinity cc. Refer (link):

Ok found it. This is the new exclusion which has been sneaked in Marketing & AdvertisingDirect Marketing & Advertising5960, 5962, 5964, 5965, 5967, 5968, 5969, 7311 @Kiranonlinee or any mod please update the first post if possible. This doesn't affect my usage, but I guess was being used...

If you didn't take the kiwi via any referral, then most probably you don't have neon program for free. Explore a bit in app.. you will notice. If you think you won't be spending much via rupay on upi (not 1L+), then I doubt if kiwi neon will be even beneficial for you. However if you feel 1.5L...

Agreed Agreed. Never for a second thought kiwi to last for a long time. But make hay while the sun shines bro! It's still the most profitable method for offline spends as of date, with the least headache. Even if it lasts full for this year, I will be more than happy. Also second thoughts, if...

there are 3 milestones. 50k -> 1L -> 1.5L So when you hit the 50k milestone, after a month for all the past txns you will get the 1% extra adjusted. 500 ₹ worth kiwi will get added instantly for the past 50k. After that 3% worth kiwi will be credited till 1L, when 1k more kiwi will be given to...

Ha thats fine. On spending 189, will get 2 ₹ now and worst case 3 ₹ latter on, which will be 2.6%. Unless they count in whole sums for milestones, in such case the reward rate on 189 ₹ txn will be way more. But my query is which other cards provides better rates on upi vi rupay cc. I mean since...

kiwi neon program. 5% cb on achieving 1.5L

Just inquisitively asking, now that for this 189 kiwi will give only 5 ₹ (2.6% in this case), whats can replace kiwi for such txns for better profits?

Yes I do understand this devaluation. Most ccs I own have such rules. Eg hdfc infinia does in multiples of 150, sbi CB 100. I can live with this reduced profit, I am glad this wasn’t there till date and the next best option on upi rupay is probably Tata neu giving 1.5% via their slow Tata neu...

Yes a big exclusion list was already there, which mcc is newly excluded?