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  • Users: Tosh
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  1. Tosh

    HDFC EMI Closure and Flipkart

    I purchased a laptop (yet to be delivered) from Flipkart using HDFC credit card (no cost EMI) would need some words of wisdom here Now my concern is that the same laptop is listed on Amazon for 167k while Flipkart listing was 130k. I doubt it was fake because Predator website redirect me to the...
  2. Tosh

    No cost EMI and Flipkart - Laptop for affordable price

    I purchased a laptop (yet to be delivered) from Flipkart using HDFC credit card (no cost EMI) would need some words of wisdom here Now my concern is that the same laptop is listed on Amazon for 167k while Flipkart listing was 130k. I doubt it was fake because Predator website redirect me to the...
  3. Tosh

    Is this email legitimate?

    So I received this email from axis Bank asking me to use my 'LIC' credit card (which I don't have) so I can get a voucher on some spends. While they got the card variant wrong the card number (last 4 digits) are of the ACE card that I hold. So the question is was this wrongly sent to me or is...
  4. Tosh

    Insurance & NPS offer - AU Bank

    Offer 1: Up to 6,000 Bonus Reward Points Valid on Altura Plus/LIT/Vetta/Xcite/Xcite Ultra/Ixigo/Zenith Cards: Get up to 6,000 Bonus Reward Points on online Insurance & NPS (National Pension Scheme) Payments. Min. Transaction Amount: ₹5,000 Customers can do multiple transactions in the same...
  5. Tosh

    AmazonPay - 50% back upto 250 (Targeted)

    Didn't knew Amazon/ICICI gave such offers. Just bought a GC for 500 and got 250 Cashback as well. In previous year card was used last month for 800 wallet load to settle SBI Bill and during the first two months of getting the card to pay some bills etc. Total spends under 5k for the year.
  6. Tosh

    Birthday Offer Zenith

    Does it have to be a retail transaction specifically? As in payment in a shop or any online transaction will aslo work?
  7. Tosh

    Zero Cancellation on SmartBuy

    Is there any way we can avail the zero cancellation policy when making a booking through smartbuy. I am able to pay some premium and get an option to do that when booking through third party sites but cannot see it anywhere on smartbuy, or am i missing something here
  8. Tosh

    Amazon Pay add money error

    Anyone facing error when trying to add money in Amazon Pay wallet using debit card? I keep getting this message Request method 'POST' not supported. If there is any fix to it please let me know. I want to add money to wallet for payment of credit card bill
  9. Tosh

    [Resolved] Axis Ace - Transaction Query

    Can someone who is familiar with the axis system explain me what is this credit interest transaction? I have not used the ace card in the entire duration from start of May till date. During this time I had a credit balance of 276 Rs received as a cashback from my April month expenses. . Now I...
  10. Tosh

    Is this a pre-approved offer?

    Just got this email from axis(?) and I am confused if that's a pre-approved offer or not for the following reasons. 1. Two different credit limits mentioned. 2. Got Ace like a month ago and thought there is a cooldown period for axis 3. Myzone is mentioned to be LTF but that offer ended right...
  11. Tosh

    Transfer Fail - HDFC Bank

    Need some help, I was trying to load my Demat account (Groww) with UPI from my Linked bank account the transaction failed, however amount was deducted from bank. Whom do I contact in this case? 1 HDFC Bank 2 Groww 3 Razorpay - Payment Gateway In case the amount isn't automatically refunded...
  12. Tosh

    Bill Settlement Time

    Hey everyone had a quick question, How long does it take to settle credit card bill through HDFC Billpay or Mobikwik for axis credit cards (ACE if it matters). Bill is due in few days but don't want to wait till very last moment as I have heard it takes some time for axis transactions to...
  13. Tosh

    Manual CLI for Cashback Card

    I have a 10K limit on my Cashback Card and I sent a mail for manual limit Enhancement, now does SBI charge money/do cibil check for the same? If yes, which one or both?
  14. Tosh

    Forums for Intraday/Trading

    This forum has been a great place to learn all about credit cards and I am very happy that I stumbled across this. Is there any similar forum/discord/TG group for learning more about Intraday trading? Let me be clear I am not looking for calls/tips/positions, I rather want to learn more about...
  15. Tosh

    GPay Suddenly woke up from Slumber

    So I have been using GPay for years now and very frequently (multiple times a day) until July last year but never had any offers in there. Now I had stopped it as I don't do much UPI transactions. So recently used it again last week and today when I check I suddenly had offer for Axis Ace and...
  16. Tosh

    HDFC ESP Debit card PIN

    My card was recently upgraded to the imperia variant do I need to change PIN via ATM or can I continue to use the same old PIN from my previous card? Old card was the normal easyshop platinum card
  17. Tosh

    Mariott Bonvoy 40% Bonus

    Didn't knew they had such offers. Also I have never booked any premium hotel so don't know why I keep getting these mailers
  18. Tosh

    AU Zenith - NPS / Insurance Offer

    4000 Bonus points worth INR 1000 on transaction of 10k+10k ~ 6.25% Returns Billdesk charges are 0.75%+GST so all in all good returns This offer hurts as I recently completed my 80CCD(1B) limit back in December using DCB 🥲😪
  19. Tosh

    Fractional Cashback - ESP Debit Card

    So I paid a bill of 4061 using hdfc billpay two days ago and received a cashback of 40.61, was this always the case as I have never made payment which were not in multiples of 100 before.
  20. Tosh

    First WoW on existing FD

    I have created one FD in IDFC bank can I get a wow card against it? Also is it worth taking the card as I don't really need it but just wanted to get it for a good credit mix.
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