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2025

TF Legend From India
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  • 2
    If you want to change the card network among Visa/MC/Rupay then perhaps RBL does it quicker than others.
    -Yesterday I received MC Shoprite LTF. Asked them to change card Network to Rupay.
    -Today they issued a new card. No khich khich like AU, SBI, & Axis.

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    I hate this kind of reply. They doesn't make a call but they fake it. Not once, many occasions I have observed.

    It's ok. Not to call a customer when respective customer initiate email communication. But, faking it is not acceptable. What do u think?

    1000037343.webp
    • Like
    Reactions: s1t2y3a3m6 and S U D O
    View previous comments…
    2
    2025
    @RupayMan True. I have also experienced this.

    Sometime some customer care people call us. They say I am unable to here you. Please come to network area. Even though we are in full network area, we clearly here them and respond... I am able to hear your, it's tough to get you connected, please don't cut the call, hello.. hello... even then...they cut the call just in few seconds.

    Possibly they just mute us and record as if we are not responding. Then cut the call. SBI ppl do it often. Two days back PNB did that. I forgot who else but I have seen some particular customer care service does that.
    • Like
    Reactions: RupayMan
    RupayMan
    RupayMan
    @2025 Most of the PSU does
    • Like
    Reactions: 2025
    SSquad
    SSquad
    Axis and SBI Cards, first level support starts with nodal office. Thank You.
    2
    Pharmeasy plus annual membership at 49/- for smartbuy user. Unable to redeem/ pay. Anything I am missing?


    Edit (18-June-2025): Finally found the process how to get Pharmeasy annual membership at 49/-. It's a tricky one. Got it as well. Discovered it myself after so many trial and error and losing about 300/- in the process. But got my ego satisfied.

    I am not sure whether people did not know this or did not wanted to share, or something have changed since they bought it. Still, I am thankful atleast many of them gave attention on this.

    Net discount rate for smartbuy user is about     33-50%. Including all offers appropriately used with most rewarding cards.
    View previous comments…
    akiratoriyama
    akiratoriyama
    How did you eventually buy?
    • Hehe
    Reactions: 2025
    2
    2025
    @akiratoriyama I bought through payzapp > smartbuy > pharmeasy > 49-buy > let it fail > (quickly) buy medicine > add 49 (there) > buy togather > pay. That's it. (Bit tricky, but u can do it).

    I lost hours of time and Rs. 300-400 to self learn this trick. (Even their customer care executive didn't able to help on this).
    akiratoriyama
    akiratoriyama
    Dispute file kardo :hehe:
    • Hehe
    Reactions: 2025
    2
    My latest RBL DC issued this month is not working for Ecom txn.

    Anyone facing same issue?

    As usual both branch and customer care are clueless.

    This is what txn page was showing two days back.
    1000036894.webp

    This is what txn page showing today.
    1000036893.webp

    Edit (June, 14): Now working. Most likely ATM transaction helped.
    View previous comments…
    Astromit
    Astromit
    Faced same with newly issued Axis Card, complained upto PNO, no solution but after RBI complaint, they did solve this but still took 7 days after RBI complaint.
    • Sad
    Reactions: 2025
    Rahul Gupta
    Rahul Gupta
    This is a syncing issue with mastercard. Call customer care and tell them to raise a debit card complaint with backend team. They will resolve it within two working days. just tell them you are not able to do online shopping transactions.

    Important tip- You must ask for complaint number as sometimes these fools generates a lvl 1 complain and backend team wont entertain such complaints.
    • Thanks
    Reactions: 2025
    kuchbhi
    kuchbhikuchbhi is verified member.
    Apno ka bank hai na

    Apne kaha bhala chahte hai hamara 😭
    • Haha
    Reactions: 2025
    2
    SBI VDC bend down before Arind0m - Abhishek Combo. "V" dead. "DC" remains.

    Looking forward for further announcement and implementation of benefits based on customer segmentation.

    IDFC thread mujhe avi v live dikh raha hay google pe. Banch k rahio.
    • Haha
    • Like
    • Hehe
    Reactions: 6ix9ine, cardio_guy, Beyond and 4 others
    Aniket
    Aniket
    Customer 1 month prior notice?
    SBI: What? Wo kis chidiya ka name hai? 🤡

    Customer: Previous month campaign rewards points?
    SBI: Soon after completing launch! 🤡
    SSV
    SSV
    Beyond
    Beyond
    @SSV This guy was previously justifying-
    He is doin it for the sake of growth of rupay, when visa/master-cards were more rewarding.
    Now doing the same for Rupay...
    Sometimes his reasoning includes sustainability of Banks.
    While, He posts and popularises tips on almost every forum on internet.

    sue makes stuff GIF
    2
    Trump said he blackmailed (threatened) both countries in the name of Trade?

    I can't digest this.
    • Haha
    Reactions: cardio_guy and percolate
    View previous comments…
    shettysrc
    shettysrc
    Joker
    sovon
    sovon
    Trump is attention seeker with zero knowledge about geo politics.
    That's why he thinks the kashmir issue is 1000 years old. Even pakistan is not that old.
    akshayhs
    akshayhs
    For someone who said on media that he is personally happy since his building is the tallest in New York, after the 9/11 attacks, the majority of Americans are dumb enough to hand him the responsibility of running the country. The republicans are even dumber for handing him over the presidential candidate post
    • Hehe
    Reactions: 2025
    2
    Av thoda achha lag raha hai.
    2
    I do not have any specific political allignment. Yet, let me say loud and clear.

    Indira Gandhi strategically, and politically was much much stronger than Modi-Shah-Rajnath combined top leadership of current times. She will remain the strongest Indian Prime minister ever. He (Modi) nowhere close to her.

    Few questions:
    1. If it (fresh ceasefire agreement) was a tough call then why didn't they sense what the nation wants?

    2. Why didn't they call emergency parliament session?

    3. What were the other cabinet ministers doing?

    4. Why they were calling and engaging our top military commanders in their office, everyday?

    5. They should have been given more time and opportunity to chalk out proper strategic plan... than doing je hujuri.

    Ye saab fattu logo ki baas ki baat nehi hay. Churia pahna doh.

    (Sorry, I was harsh, it's not me, it's my emotions.)
    • Like
    • Hehe
    Reactions: binno, sparkit, shu_sha_ and 5 others
    View previous comments…
    vega
    vega
    1971: India fought an all-out war with a hostile nation. Conventional methods. Clear enemy. Clear front. Clear objective.

    2025: India is confronting dispersed, asymmetric threats, from proxy terror to cyber warfare, across multiple fronts, financed by a rogue ARMY which has a country, and bankrolled by so called India' s well-wishers. The battlefield is everywhere and nowhere.

    Hence, strategy must be offensive-defensive.

    Strike surgically, shield decisively.

    Punish the hand that feeds terror.

    The doctrine is clear:
    Not escalation, but domination.

    Because this is not a war we are fighting, it's pockets of global conflagration.
    • Like
    Reactions: pkpr
    2
    2025
    Sorry to say, most of you guys are defending current leadership for the sake of defending. I will never do that.

    By the way, just if u guys mistaken, I had not voted any Congress MP or MLA in last decade, still, I won't hesitate to say Indira Gandhi was way ahead of Modi on war strategies.

    Maybe the age matters. Even Modi would have thought differently 20-30 years back.

    For the sake of comparison in 1971 we were almost equal in power index. But now we are atleast 5x stronger than them.

    Don't you feel it's a humiliation? Whom to blame? If someone comes out to take credit why the hell he is hiding now? He is attending rallies but avoiding press conference in such a tricky situation. We are already in a war.

    Have you guys ever think of Mexico or caanada sending such drones and missiles towards US and they agree ceasefire. It's the postering what matters.

    I have every right to speak because I feel humiliation by our leadership's decision to agree ceasefire even without acknowledging the declaration of war. That's too with a terrorist state. For me it's equal to defeat.

    Don't you think India drawing a cricket match with China is equal to defeat for India in that match?

    (It's a repeat post, also posted in a thread)
    pkpr
    pkpr
    @vega Totally agree with you.

    @2025 If you create the illusion that someon talking rational is defending current leadership, then you won't understand what they are saying; you will just keep searching for facts to challenge them and prove them wrong.

    1. I think you have no idea about Indira Gandhi and 1971, thus glorifying her.

    The current scenario is different from 1971.

    Being five times stronger doesn't mean we won't face damage. Taking decisions comes with responsibility.

    2. What humiliation are you talking about?

    You think the operation sindoor have failed?

    3. Mexico and Canada are not terrorist nations. Their economies are almost dependent on the US.

    4.Yes, we could have done more; we had the upper hand, but I don't think there is anything to feel humiliated about.

    5. comparing sports to war.
    • Hehe
    Reactions: 2025
    2
    Can we separate the quarterly electricity bill and pay the 1st month's bill only at Amazon Pay? How?

    I know it's possible and in some cases default in other apps like in Airtel thanks.
    telescope
    telescope
    It depends on the electricity company.
    • Like
    Reactions: 2025
    sovon
    sovon
    Pehle hota tha lekin mere case mai abb to nehi hota hai, but official app / website pe available hai ye facility.
    S
    Slayer
    I am suffering from MSEDCL oppression
    • Hehe
    Reactions: 2025
    2
    Why so many TF members prefer posting pic of Cats & Dogs in their profile pic?
    1. Is that a status symbol?
    2. Is there any incentives?
    3. Are they hate being human?
    4. Is that implies any specific character of them?
    5. Anything else?

    Curious to know.
    (Guys, please don't argue, everyone may have different opinions, we all should respect that)
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    2
    Que. IDFC DC is devalued? Is it not giving points for __ anymore?
    Ans. Not sure. It could be a warning or a work in progress.

    I believe unrealistic CC bill payment rewards will not survive unless TF moderators move the surviving ones to private/ members-only perks. Everyone, particularly our commander(s), needs to realize this. I know I am being selfish here.

    Ref: See here.
    @coolguy1 Most likely freecharge option is also gone for IDFC First tap. Made 2 payment just now and both got categorized as Loan EMI. Merchant name is Freechargepaymenttechnmumbai.

    @vipin89 I have also not received instant reward points on payments done on FreeCharge via IDFC First Tap Debit card. The merchant name is FREECHUTIL.

    @supperman I had FreechargePaymentTechno, didn't receive instant points. Transaction showing as Others...
    Click to expand...

    @abhimittal007 Well, just completed a transaction in freecharge for 2000. merchant was freechutil and points got credited instantly.
    Click to expand...
    @Dreamer I just did 4 transactions of 1 lac through the freecharge website. All went well. got points as well.
    Click to expand...

    @cardless ....Most people are now getting the updated merchant name which is not rewarding points

    @sourpai I did two transactions just now... Both got failed and money was deducted... happened for the fist time with me...
    Click to expand...
    • Like
    • Haha
    Reactions: shu_sha_, Beyond and IKFLRT
    View previous comments…
    Beyond
    Beyond
    @2025 I understand your views
    But why access protection is not there, even a TF buzz or Google Search crawl can find sensitive infos
    It's disservice to content poster, even now some members are keeping things to themselves for the fear of abuse
    2
    2025
    @Beyond Let's founder take a call. Should I tag him? I am a bit confused this time about whether to tag him or not. It may appear to be an overreach from my side.
    Beyond
    Beyond
    Veil of ignorance 🤐
    2
    Update (Issue Resolved): Apay was facing issues in sending gift card code. Your successful order was not able to generate a working gift card code/link around 12:30 am 25/04/2025.

    Now issue resolved. It's working again as usual. I have just redeemed previous order.
    2
    Excellent Thread. Everyone who saves card details on Amazon and Flipkart must have a look.

    C

    Thread 'How My Relative Was Tricked by a Fake Kisan Subsidy Scam (Full Story)'

    Today afternoon, I received an OTP for a ₹14,499 transaction on my HSBC credit card via Amazon.
    This raised an immediate red flag — I rarely use this card, and only one relative occasionally uses it for discounts. He isn’t educated and doesn’t read English.


    I called him right away and asked if he had requested an OTP.
    He said no — he was out ploughing the field and had been receiving nonstop messages from the bank. Alarmed, he started walking home to show his phone to someone who could understand them.


    Later, he did a video call with me and shared his screen. That’s when the full...
    • Wow
    • Like
    • Sad
    • Like
    Reactions: 6ix9ine, Pikachu., Aniket Sharma and 4 others
    Half Human
    Half Human
    Everyone who saves card details, just make sure that call and sms forwarding are not active by dialling *#21# and checking the status. Can prevent this fraud.
    • Hehe
    Reactions: 2025
    2
    2025
    @Half Human One important point is... the scammer said he works in Amazon.
    C

    Post in thread 'How My Relative Was Tricked by a Fake Kisan Subsidy Scam (Full Story)'

    tearphones said:
    Just one thing to note: the name the scammers are creating these accounts in may be a victim himself; the scammers could be using his details to create accounts and order stuff, which they will then flip elsewhere.
    Click to expand...
    i called scammer few min ago from different number he said he working in amazon when i asked why are you scamming people he disconnected call and switch off mobile
    • Lovely
    • Wow
    ------
    My another concern is... zomato-amz etc. loopholes are just coincidences or targeted ones by these kind of scammers?

    I just want to make sure that any of my post is not benefitting to these scammers.
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