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Indusind Select A/c + Indusind Exclusive A/c

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beast_boy

beast_boy

TF Premier
Hello all, I am planning to Open Indusind Select account based on my LTF Indusind Legend credit card, which will make the account 0 balance with LTF DC.

Once I upgrade my Credit Card to Pinnacle or any other Indusind card variant will my Select account still carry the 0 balance status with LTF Free DC and can I still open 4 more 0 balance Family account ?

Secondly How many Accounts a person can hold In Indusind ? I read somewhere a guy holding 2 savings account (Variant is not know to me) and an Indie Account.
 
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SonyTom said:
Have two doubts
1. Date of card approval?
2. So they debited ₹5900 on 6th May as seen in credit card statement and then credited ₹5000 on 15th May as seen in credi card statement?
Click to expand...
Kinda not sure with your 1st point as no communication was done like I didn't even receive application submitted mail/sms. Received card in Hand on 29/30th April. Afaik...

Ideally they've mentioned they'll reverse 5000 + GST but till now only 5000 is reversed waiting for GST reversal as well. Have mailed them though for a clarification. The branch lady told me that GST is not reversed...
 
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theflash said:
Kinda not sure with your 1st point as no communication was done like I didn't even receive application submitted mail/sms. Received card in Hand on 29/30th April. Afaik...

Ideally they've mentioned they'll reverse 5000 + GST but till now only 5000 is reversed waiting for GST reversal as well. Have mailed them though for a clarification. The branch lady told me that GST is not reversed...
Click to expand...
Asked for date of approval to understand when indusind debits the ₹5900. So this ₹5900 is debited in first month itself.
The reversal happens a few days after spending 50k.
Thanks forthe info
 
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theflash said:
Kinda not sure with your 1st point as no communication was done like I didn't even receive application submitted mail/sms. Received card in Hand on 29/30th April. Afaik...

Ideally they've mentioned they'll reverse 5000 + GST but till now only 5000 is reversed waiting for GST reversal as well. Have mailed them though for a clarification. The branch lady told me that GST is not reversed...
Click to expand...
Was there any home or office verification for Pinnacle
 
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ankur2wadhwa said:
wasnt its mentioned that if the 50k spends are not done within three months of card issuance then the fees will be charged
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I don't have a Grande account. My mum has this card, and although she was NTB, she unexpectedly received a ₹5k+GST offer for Pinnacle CC. I applied for it, believing that I would get a GV as a welcome reward. When I called customer service after the card was sent, they advised me to wait ten days for your information to be updated in our system. I then sent them an e-mail asking for fee clarifications.Then, I received a callback stating, "No welcome/joining benefit is given for this plan (₹5000+GST). After three or four days, I mailed them again and received a callback saying, "Do 50k spends and we will refund the fees + GST amt." I asked them if there were any restrictions on this spend, and they replied, "There are no restrictions on this spend." . They agreed when I said I wanted an email outlining these points as well. I spent more than ₹50,000 after receiving the mail, and I responded to it yesterday. And the ₹5k reversal was observed this afternoon. Regarding the GST reversal, I've e-mailed them and am expecting a response.
 
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theflash said:
I don't have Grande account. This is my mom's card and she was NTB surprisingly she got 5k+GST offer for Pinnacle so i applied it thinking will receive GV as welcome benefit. Post card delivery I called customer care and they said wait for 10 days for our system to update your details. Then I mailed them regarding clarifications on fees. Then received a callback stating no welcome/joining benefit is given for this plan (₹5900) then after 3-4 days I mailed them again and got a callback saying do 50k spends and we will refund the fees + GST amt then I asked them if there is any restriction on this spend and was told no restrictions on this spend. I told them I want a mail as well stating these things they agreed. Once i received the mail I did a spend of 50k+ and replied to that mail yesterday. And today afternoon the ₹5k reversal was seen. Have mailed them and awaiting reply regarding GST reversal.
Click to expand...
Thanks for the details...
Will help others in this kind of scenario
 
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Anyone can confirm one thing that I found fishy. When I asked for add-on to the customer care executive who called for card activation she mentioned we can take "self add-on" that is my mom can get an add-on card issued for herself that I find hard to believe as I've not seen any bank doing that... My reason for asking add-on is PP. I've heard Pinnacle has complimentary PP. If anyone here could confirm that the add-on gets complimentary PP and visits or not...
 
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theflash said:
Anyone can confirm one thing that I found fishy. When I asked for add-on to the customer care executive who called for card activation she mentioned we can take "self add-on" that is my mom can get an add-on card issued for herself that I find hard to believe as I've not seen any bank doing that... My reason for asking add-on is PP. I've heard Pinnacle has complimentary PP. If anyone here could confirm that the add-on gets complimentary PP and visits or not...
Click to expand...
@SSV any idea about this?
 
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theflash said:
I don't have a Grande account. My mum has this card, and although she was NTB, she unexpectedly received a ₹5k+GST offer for Pinnacle CC. I applied for it, believing that I would get a GV as a welcome reward. When I called customer service after the card was sent, they advised me to wait ten days for your information to be updated in our system. I then sent them an e-mail asking for fee clarifications.Then, I received a callback stating, "No welcome/joining benefit is given for this plan (₹5000+GST). After three or four days, I mailed them again and received a callback saying, "Do 50k spends and we will refund the fees + GST amt." I asked them if there were any restrictions on this spend, and they replied, "There are no restrictions on this spend." . They agreed when I said I wanted an email outlining these points as well. I spent more than ₹50,000 after receiving the mail, and I responded to it yesterday. And the ₹5k reversal was observed this afternoon. Regarding the GST reversal, I've e-mailed them and am expecting a response.
Click to expand...
Received GST as well.
 
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