ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

[jack333]

Lot of credit card influencers have posted screenshots of them getting emeralde LTF. I don't get any

I think icici is giving LTF card upgrades to only those whose credit card numbers they leaked in the infamous glitch or only to those influencers who reported the glitch 🤣

 

[binno]

did anyone with apay and coral rupay got this offer ?

 

[SSV]

No LTF upgrade (Only Sapphiro , MMT signature and some Manchester all paid )

1) Salaried
2) ICICI Platinum Card since 2023 March and Coral Rupay - Started with 70k limit now standing at 3L
3) Salary account with ICICI since 2022 November. (salary >75 and < 1L)
4) No other relationship
5) Coral Rupay back in sept or oct
6) Spent more than 2.5L in the last 6 months. and most likely < 3.5L in the entire card duration.
7) Threatened ICICI with closing my account if rubyx not offered LTF back in June 2023. But they knew my organisation has Exclusive contract with them. (Not sure how this info helps here)
8) Doesn't maintain much AMB but my SIPs go through this account.

BTW. Blocked the ICICI platinum because of a fraudulent transaction in march and I just didn't bother requesting for a new one.

In your case just stop using cards for 2 to 3 months and then use it for a month..
In 6 months let’s see what happens..
Nothing else can be done .. just need to get into that algorithm

 

[Baki]

I got rubyx Dual Card LTF yesterday one one account, Rubyx FYF on second (Not taken), Paid on all other accounts.

Got rubyx ltf on the oldest account (10 Year old account)

Had coral rupay & Apay only on this account

Hope this helps to get some criteria info.

 

[Shroud]

Rubyx FYF

Iska screenshot post karo.....

 

[SSV]

With me , I have
1) SB Wealth acount - 1.5 years old
2) TRV - 20L
3) Amazon Pay , Coral - VISA, Rupay and AMEX all with 7.7 L CL and about 5.8 years old CC..

Still getting PVC emeralde paid both in iOS and Net banking.. tried to check with andirod, regisrtation failed for too many attempts .. have to wait for 24 hours to get it unblocked..

In trying to undersatand, how this algorithm works, I wasted one CIBIL enquiry.. Not oly this, I got a shocker of instant rejection.. not sure I am on their block list..

Here was what I did.

Even though I got, a pre - approved Emeralde PVC paid offer, I thought I would give it a go trying to apply for a new CC.
After it took my mobile and OTP , it told me I got existing upgrade offer.. It asked me whether to take the upgrade offer or new application, ..
I chose new application.. and after CIBIL hit and successful office email verification ..

Ta daaaah...

 

[Baki]

Iska screenshot post karo.....

Request ka tarika thoda cazual hai.

 

[karanssh]

The guys who are getting these upgrade offers, are you ICICI salary account holders?
Can you pls elaborate a little bit on your relationship with ICICI.. thanks..
Want to get some analysis done for the greater cause to the community. Thanks again

I just got the offer today.
icici used to be my salary account but now I just use it as a zero balance account for day to day txns
have icici plat, apay, coral rupay with 9.4L limit. Got offer for dual rubyx LTF, took it
I do have decent spends on the cards though, I used it for 2-3L over last year.

 

[SSV]

Got offer for dual rubyx, took it

was it LTF?

 

[Baki]

I just got the offer today.
icici used to be my salary account but now I just use it as a zero balance account for day to day txns
have icici plat, apay, coral rupay with 9.4L limit. Got offer for dual rubyx, took it

Same case with my fathers account, he used to work in icici. Maybe salary accounts specific offer.

 

[Batmanbaba]

In trying to undersatand, how this algorithm works, I wasted one CIBIL enquiry.. Not oly this, I got a shocker of instant rejection.. not sure I am on their block list..

Here was what I did.

Even though I got, a pre - approved Emeralde PVC paid offer, I thought I would give it a go trying to apply for a new CC.
After it took my mobile and OTP , it told me I got existing upgrade offer.. It asked me whether to take the upgrade offer or new application, ..
I chose new application.. and after CIBIL hit and successful office email verification ..

Ta daaaah...

I also did the same....holding three icici cards...still they rejected my application...and got the cibil hit too...I just praying that they did a personal loan hit so that I can get it removed...I have done it three times previously....

 

[SSV]

I also did the same....holding three icici cards...still they rejected my application

Did you do it now or sometime before??

 

[Oscar]

I have received an option for LTF Emerald, and here is my story

 

[SSV]

I also did the same....holding three icici cards...still they rejected my application...and got the cibil hit too...I just praying that they did a personal loan hit so that I can get it removed...I have done it three times previously....

Mine is Credit Card enquiry only..

 

[Batmanbaba]

Did you do it now or sometime before??

did it yesterday......thought maybe I can get it as a new.....either sapphiro or rubyx ltf....but rejected a.there itself...

 

[Batmanbaba]

Mine is Credit Card enquiry only..

for me previously they have done enquiry for loan....when applied from icici website...lets see what they have done.....I dont have cibil subscription so cnt get instant report....

 

[SSV]

did it yesterday......thought maybe I can get it as a new.....either sapphiro or rubyx ltf....but rejected a.there itself...

I suspect because we got 3 or more cards they rejected instantly.. I got 4cards..
It seems for us ,upgrade is the only option... unfortunately...

 

[Baki]

Request ka tarika thoda cazual hai.

Iska screenshot post karo.....

. . .

 

[SSV]

. . .

this is FYF

 

[karanssh]

was it LTF?

yes: