A unique situation regarding yes bank credit card... Need suggestions

[Batmanbaba]

I applied for yes bank card a week ago.just for using in yes bank offers.... Was offered byoc and ace card.....

Ace was fyf.... So I took it and my card got approved.... I just took the card so that I can take the ltf rupay platinum card after getting the core yes bank card and then close the ace card. Well yes bank had other plans....

They gave me rupay platinum variant of ace card... And when I tried to apply for ltf rupay yes bank virtual card.... It shows me that I already have a rupay yes bank card. I have not yet activated the ace card

So now in this situation

1. CAN the rupay platinum ace card be converted to visa or mastercard... A?? If yes how...
2. Since I haven't activated the rupay platinum ace card yet.. If I dont activate it... Will yes bank give offer of ltf for this card as hdfc does with swiggy card..??
3. Do anyone was able to take the virtual rupay card by another way despite having another yes bank rupay credit card??

4.should I give a closure request after activating the ace card and expect ltf offer from retention team...??

Any other suggestions are most welcome....

 

[jack333]

I applied for yes bank card a week ago.just for using in yes bank offers.... Was offered byoc and ace card.....

Ace was fyf.... So I took it and my card got approved.... I just took the card so that I can take the ltf rupay platinum card after getting the core yes bank card and then close the ace card. Well yes bank had other plans....

They gave me rupay platinum variant of ace card... And when I tried to apply for ltf rupay yes bank virtual card.... It shows me that I already have a rupay yes bank card. I have not yet activated the ace card

So now in this situation

1. CAN the rupay platinum ace card be converted to visa or mastercard... A?? If yes how...
2. Since I haven't activated the rupay platinum ace card yet.. If I dont activate it... Will yes bank give offer of ltf for this card as hdfc does with swiggy card..??
3. Do anyone was able to take the virtual rupay card by another way despite having another yes bank rupay credit card??

4.should I give a closure request after activating the ace card and expect ltf offer from retention team...??

Any other suggestions are most welcome....

Don't activate. Mail them to convert to LTF. I got reserv LTF this way

 

[diptarkaroy]

Don't activate. Mail them to convert to LTF. I got reserv LTF this way

That’s a great way to convert a paid card to LTF

Good one bro!!! 😎

 

[redcarpet]

Don't activate. Mail them to convert to LTF. I got reserv LTF this way

When did u convert from paid to ltf?
Also thats through mail? Which id?

 

[jack333]

When did u convert from paid to ltf?
Also thats through mail? Which id?

3 months back
CreditCard.closure@yesbank.in
Principal.NodalOfficer@yesbank.in

 

[Batmanbaba]

Don't activate. Mail them to convert to LTF. I got reserv LTF this way

Can u tell what u wrote them..?? .

 

[jack333]

Can u tell what u wrote them..?? .

Just that the card has recently been devalued and its not worth the fee and i'll activate only if you convert to LTF

 

[Batmanbaba]

Just that the card has recently been devalued and its not worth the fee and i'll activate only if you convert to LTF

Did they agreed in single mail or u have to followup multiple times....

 

[jack333]

First they said they'll look into it and reply after 7 days. When they didn't reply i mailed again then they said they are converting to LTF and will be done in 5 days. Got LTF confirmation after that

 

[Batmanbaba]

First they said they'll look into it and reply after 7 days. When they didn't reply i mailed again then they said they are converting to LTF and will be done in 5 days. Got LTF confirmation after that

mailed them lets see what the do...

 

[jack333]

Did they agreed in single mail or u have to followup multiple times....

Anyways, welcome back bro. Long time no see. How's the weather in your batcave. Here its scorching 🤣

 

[Batmanbaba]

Anyways, welcome back bro. Long time no see. How's the weather in your batcave. Here its scorching 🤣

its scorching everywhere.....maybe we should apply for visa of russia/canada....

 

[jack333]

its scorching everywhere.....maybe we should apply for visa of russia/canada....

You should join @Abhishek012 commander army. He often takes his soldiers on Russian tour 🤣

 

[Batmanbaba]

You should join @Abhishek012 commander army. He often takes his soldiers on Russian tour 🤣

He takes them for purposes I am not interested in..... 😁🤣

 

[arjun]

Don't activate. Mail them to convert to LTF. I got reserv LTF this way

How did you got reserve offline or online process? and which has more chances? I don't have Salary slip or ITR but I have icici card with 4.6L limit, is that enough for card to card?

 

[jack333]

How did you got reserve offline or online process? and which has more chances? I don't have Salary slip or ITR but I have icici card with 4.6L limit, is that enough for card to card?

Yes i also got without income proof online based on cibil

 

[arjun]

Yes i also got without income proof online based on cibil

Where did you apply from website or 3rd party?

Also when you applied which other card you had active in your cibil and what was the highest limit at that time?

 

[jack333]

Where did you apply from website or 3rd party?

Also when you applied which other card you had active in your cibil and what was the highest limit at that time?

If your other card limit is more than 9-10l then you'll get marquee. If more than 5l then reserv

 

[Batmanbaba]

First they said they'll look into it and reply after 7 days. When they didn't reply i mailed again then they said they are converting to LTF and will be done in 5 days. Got LTF confirmation after that

Dear Customer, we have logged your Service Ticket for Suggestion/Feedback/Credit Card. Reference ID.CS08052400xxxx. Yes Bank.

Received this after pno replied that they will take 7 days to give resolution... Did u too received before ltf conversion

 

[jack333]

Dear Customer, we have logged your Service Ticket for Suggestion/Feedback/Credit Card. Reference ID.CS08052400xxxx. Yes Bank.

Received this after pno replied that they will take 7 days to give resolution... Did u too received before ltf conversion

Y e s