Odugu Narasimha Rao
TF Premier
Hello today I seen that in my cibil report I find that wrong loan how can I report dispute?
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Wrong loan in cibil score
- Thread starter Odugu Narasimha Rao
- Start date
Odugu Narasimha Rao
TF Premier
I Don't have a loan but in cibil score loan showing today
Share some screenshots here after hiding personal info.
Step Wise Plan to remove the fraud entries in CIBIL:
Step 1: First write E-mail to the credit institution whose loan is appearing on your credit report to remove the loan informing them that it is a fraudulent activity. Give them all the information required.
Step 2: Write an E-mail to CIBIL about the wrong entry in your credit report (Mostly they will deny any kind of action and will ask you to contact the lending institution), but it is necessary step.
Step 3: Wait for 30 days to get a resolution, escalate to Nodal officer of the lending institution if not resolution is received.
Step 4: If you still didn't get any resolution, get all the proofs ready and raise a complaint in RBI Ombudsman (Do note only after 30 days from date of complaint creation they accept the complaint, no use raising before that).
Hopefully, it would get resolved the entries will be removed.
PS: Double check if you have accepted any BNPL services like Amazon Pay Later, CRED Flash etc. they also create entries in the name of NBFC's which they have tie up with.
Step 1: First write E-mail to the credit institution whose loan is appearing on your credit report to remove the loan informing them that it is a fraudulent activity. Give them all the information required.
Step 2: Write an E-mail to CIBIL about the wrong entry in your credit report (Mostly they will deny any kind of action and will ask you to contact the lending institution), but it is necessary step.
Step 3: Wait for 30 days to get a resolution, escalate to Nodal officer of the lending institution if not resolution is received.
Step 4: If you still didn't get any resolution, get all the proofs ready and raise a complaint in RBI Ombudsman (Do note only after 30 days from date of complaint creation they accept the complaint, no use raising before that).
Hopefully, it would get resolved the entries will be removed.
PS: Double check if you have accepted any BNPL services like Amazon Pay Later, CRED Flash etc. they also create entries in the name of NBFC's which they have tie up with.
Odugu Narasimha Rao
TF Premier
Please see the loan lender I don't know who is that person
Attachments
Try to recollect deeply!!! You might have taken some BNPL like amazon pay later etc etc back in July 2019.. one year before covid hit .. time to turn on the time machine
AXIO is Amazon Pay Later mostly (or AXIO app). Looks like you have activated that for some offer from Amazon. Open your Amazon app and check for Amazon Pay Later.
This is the reason i asked for screenshots. People usually take some bnpl service and forget about it.
This is clearly amazon pay later. check your amazon account and ask them to close pay later service and provide NOC.
Odugu Narasimha Rao
TF Premier
In 2019 I opened but it is blocked
Ur correct
Yes ur correct I have taken a Amazon pay Later in 2019 used one time presently it is blocked in state and limit also showing 15k but Amazon paylater 25k
Attachments
It was not properly closed.. all of a sudden it woke from the deep sleep , may be it was also covid infected.. and now being reported..
So talk to amazon cc and close it properly not block it
Contact axio and ask them to close this in cibil and other bureaus.
Odugu Narasimha Rao
TF Premier
Mark this as a answer ..
Good template for future such threads
Dude hide your kotak cc account no. I specifically said share screenshots only after hiding personal info.
ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ
TF Legend
privacy doesn't even matter for Indians for sure.
Innofin is the partner of Postpe, did you use that? Or have any active account with them?
Reaching out to them can help you close that account.
Similar threads
- Question
- Question
