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Roarbank RuPay Credit Card by Unity SFB - Cashback of up to 20% (Live Now)

Apply For Lifetime Free IDFC First Credit Card
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the.avhishek

the.avhishek

TF Premier
Introducing the Roarbank Card – One Card, All Power! 🖤✨

Say hello to a sleek black RuPay card that combines Credit Card + Savings Account + UPI — all in one powerful card, backed by Unity Small Finance Bank.

🔓 Free to get – no hidden charges, no delivery fees
💳 Credit limit up to ₹1.5L with 62-day interest-free period
🎉 Up to 20% cashback across everyday categories
💸 Free payments & transfers to cards, mobiles, and utilities
⚡ Fast & simple app to manage everything
🧑‍💼 Real human support – no bots!


Category-wise Cashback:
  • 1% on Utilities & Mobile Top-ups
  • 1.5% on Petrol, Services & Groceries
  • 5% on Cafes, Restaurants & Clothing
  • 20% on Pets & Movies 🎥🐾
🛍️ Choose 2 categories yourself, and 2 will be auto-assigned monthly.


💡 Roarbank Highlights:
  • One stylish RuPay card for Credit, UPI & Savings
  • Roarbank app is LIVE – easy control at your fingertips
  • Backed by Unity SFB for trust & security

Ready to Roar? 🦁💳
Manage money smarter, spend with style, and earn big rewards — all in one card.

Android Link
iOS Link



🦁 Roar Bank Credit Card – Supported MCC Categories
(As confirmed by Roar WhatsApp Customer Support)

👗 Clothing
5137, 5139
5611, 5621, 5631, 5641
5651, 5655, 5661
5681, 5691, 5697, 5698, 5699
7251, 7296
5931 (Shoe Stores)
5948 (Luggage & Leather Goods)
5949 (Fabric & Sewing Stores)

🍽️ Cafes & Restaurants
5811 (Caterers)
5812 (Full-Service Restaurants)
5813 (Bars & Pubs)
5814 (Fast Food Restaurants)

🎬 Movies
7829 (Motion Picture Production & Distribution)
7832 (Cinema Tickets)
7841 (Video Entertainment Services)

🐾 Pet Services:
7420 (Veterinary Services & Pet Care)

🛒 Grocery Stores:
5411 (Supermarkets & Grocery Stores)

🚕 Mobility & Taxi Services:
4121 (Taxi & Ride-Sharing Services)



download - 2025-07-20T231938.252.webp
 
Last edited:
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I added 10 rs in the account using card repayment option, the payment is not visible anywhere in the app. I tried adding 11rs using account number/ifsc via upi app, it got credited instantly. so for repayment, use upi method instead.

update: 10rs also credited, it took 30-60 mins
 
Last edited:
ali4u said:
Any body tell me how to pay bill of roar credit card, Does I have to deposit into savings account or direct into credit card like bbps payment. Anybody please reply what is best way to pay bill, when I pay through roar app it's shown me a phone number which is not mine from there I go back and cancel payment . I click on the phone number it's suggest me that it's your payment phone number but that's not mine i don't know who's this number please help.View attachment 102018
Click to expand...
That's cashfree payments number.
 
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neo.puneet said:
I added 10 rs in the account using card repayment option, the payment is not visible anywhere in the app. I tried adding 11rs using account number/ifsc via upi app, it got credited instantly. so for repayment, use upi method instead.

update: 10rs also credited, it took 30-60 mins
Click to expand...
anybody tried to add money to roar bank savings ac via unity bank mobile app transfer?
 
althafvly said:
That's cashfree payments number.
Click to expand...
I try with bank account number and IFSC code method from my another bank account....it's got settled instantly, money will automatically got credited into card account from unity savings account. I find That's a better way for repayment instead using roar bank app UPI . You have to transfer money into roar bank account with imps or NEFT or other methods . Total due amount on credit card deducted first from your unity account and remaining balance add to your savings account. Roar app is not working properly... can't be trusted 100 percent working.
 
ali4u said:
I try with bank account number and IFSC code method from my another bank account....it's got settled instantly, money will automatically got credited into card account from unity savings account. I find That's a better way for repayment instead using roar bank app UPI . You have to transfer money into roar bank account with imps or NEFT or other methods . Total due amount on credit card deducted first from your unity account and remaining balance add to your savings account. Roar app is not working properly... can't be trusted 100 percent working.
Click to expand...
I have been using their in-app option to top-up the card since i got it. No issues, sometime i use bhim or gpay to complete payment.
 
ali4u said:
I try with bank account number and IFSC code method from my another bank account....it's got settled instantly, money will automatically got credited into card account from unity savings account. I find That's a better way for repayment instead using roar bank app UPI . You have to transfer money into roar bank account with imps or NEFT or other methods . Total due amount on credit card deducted first from your unity account and remaining balance add to your savings account. Roar app is not working properly... can't be trusted 100 percent working.
Click to expand...
For me it didn't work.I tried add money via money transfer in unity bank mobile app from my unity bank regular savings ac to roar bank savings ac.The amount was showing in the unity app but credit not reflected in roar bank app.
 
Arnal07 said:
For me it didn't work.I tried add money via money transfer in unity bank mobile app from my unity bank regular savings ac to roar bank savings ac.The amount was showing in the unity app but credit not reflected in roar bank app.
Click to expand...
I suggest not make any experiment with repayment use verify methods only..
 
Successfully completed VKYC 6 days ago..

Still stuck on VKYC page..

Customer care is clueless..
 

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