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I visited BOI branch for xyz work. And while I was there 2 police person visited in counter he showed UPI txn and asked guy if this account belongs here he said yes after that he told incident a guy from uttarakhand by mistake transferred 50k in his account after while telli he shown nothing no copy of complaint etc or any permission and branch guy checked account details ( he didn't even asked for anything just asked police person how you got contact of uk guy he said from cyber police etc) after that branch person put freeze in receiver account and gave address from account to police person.
Is this how easily they do things without even verifying ? And now it will take years to unfreeze account just because someone transferred amount in your bank.