Recent content by zoro

I already have neu infinity and diners privilege LTF, and I don't plan to close either of them, will HDFC allow 3rd credit card, I'm planning to take this only to make use of the golf benefits and occasional spending on swiggy.

My wealth card was issued with a limit of 4.48 lakhs 😂

In the past when I had credit limit increase of 2 lakhs from 1.92 to 3.92 nothing was charged this was in 2022 December now from 1.5 lakhs to 1.9 lakhs they're asking me to pay fee 😂

Exactly, this is just absurd.

The strangest of things happened today, I got an offer limit increase for my Kotak credit card, but to have the limit increase I need to pay a fee of 99+GST, I mean just why. I used to have league card in the past(now closed) I had got multiple credit increase never had to pay a single rupee...

I would say if it is a shady site do not make any kind of payment over their 🤣🤣

my guess, the vendors from small shops might not be properly aware of the MDR, and even if aware not know how to disable etc. What I have observed is many of the small retailers have also started pasting their personal QR instead of merchant QR, few even say do UPI to a certain number or ID...

I will discuss this with RM or customer care, since I haven't bought any other products from them they have not been active in giving me response or resolution in the past

do they have a mastercard variant for Wealth as well? I am not sure if it is possible or right idea to downgrade my card, and also I have more than 40k points accumulated, which I do not want to redeem right now

I was mostly using it for wallet load(and then use payzapp card for paying insurance, etc), or spends when out on office parties, etc, with 1.5 to 2.5% return and golf benefit it was a pretty decent deal. But given the base reward rate is gone for a toss, I am having second thoughts now.

Does anyone has any update on the Golf benefits, one of the main reason I was using this card was to get complementary golf benefits using Wealth card

Also, now surcharge is applicable on UPI transaction as well, previously I was able to do a UPI transaction in other petrol pump in case of an emergency and not pay any surcharge now that's also gone

yes, was planning to add just 100 and see what happens

Last time I tried adding 100rs using Payzapp card, so after 100 another 10rs and odd was deducted for surcharge, so I was not sure if it will be the same with Amex.

Just got my MRCC delivered today, I just wanted to know, will there by any surcharge if I add money to HP Pay wallet.