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I tried with Phonepe, as of now I don't see any issues, but their reminders are annoying.

LOL, in my case it is SBI, and most importantly I am not able to pay with the card that is already added, and which I have been using for past 6 odd months and the card has been there for almost an year now.

Too sad, might not recommend the app to others going forward :(

Wow, this is a new one for me; I don't even know what to say.

Over the past 4 5 months I have been using only Payzapp to pay my credit card bills except for Amex using my SBI debit card, this has been a no brainer because compared to any other app Payzapp has the least ads and a very simple straight forward UI, and since it is considered as a POS/ecommerce...

My journey is somewhat similar, Jan 2023 - LTF Diners Privilege(my salary was not enough to get DCB via alumni offer) Feb 2023 - LTF Neu Infinity had credit limit increase from 4.48 to 5.9 Aug 2024 - FYF upgrade from privilege to DCB Metal Sept 2024 - Applied for pixel, but it did not go through...

link to twitter post regarding the same, if anyone like to add anything please feel free to do so. @TechnoFino @Abhishek012 @bhavyegoel

I have saved few of my debit cards on cred, mainly for payments with higher denomination. I recently closed my physical SBI debit card and decided to go only with virtual, I know only a transaction of max. 50k can be done with this, but I am okay to do multiple payments spread across days. But...

I closed my privy relationship with Kotak(which was due to Salary account) and changed it to SOLO variant, I am not holding any debit cards from Kotak right now. I also tried to close RBL shoprite(LTF) but the retention team offered 5000 points which is worth around 1000 rupees, hence I have...

true, I was planning to get this card before, luckily I got a free upgrade to DCB metal without joining fee, and now i have moved all my spends to DCB, and cz of smartbuy everyone in my contact is using my card for flight ticket booking so I might actually meet the annual fee waiver now, even if...

Joining fee reversal is fairly easy, 25k in first 2 months, but for annual fee need to spend more than 2.5 lakhs, given the current reward structure and benefits I don't think it is a good deal if you have other better cards.

Banks are there only to make money and that is the only reason they provide any service, as i said in my case with kotak, Kotak was reluctant but gave a one time concession kind of thing and reverted their charges except for igst, try negotiating for the same it might help.

I don't think this is an issue from Amex, I also had a similar case with kotak where the order was cancelled for an emi transaction and had a similar situation. Later I called kotak and they explained same that transaction refund does not mean that the emi is cancelled, we need to call the...

I was worried because few apps like hotstar, amazon don't work without vpn, and few banking apps like canara bank give quite a bit of headache when using on wifi itself, it prompts on using mobile data. I installed goniyo, this does not allow me to open application on wifi it works only on...

I will be travelling tomorrow to Europe and will be staying there for almost 3 months, I wanted to know if Payzapp as an application will work??? I do have a paid subscription of VPN, so i can change my VPN if required, please let me know if anyone has used the payzapp application outside india...

Please read the entire post, the post says it's fake news 🤣🤣 there's no need to panic, I really don't see any incentive for RBI to put such a limitation because no matter how many accounts you open it's all linked to same Pan card 😀

They're still reasonable if you compare with someone like IDFC

because of the good reward rate my spending is around 20-50k per month on this card, I hardly use any other card

I am so happy that I got Diners black metal couple of months back, I don't have to scrape or plan my spending in any of my cards for lounge access :P

At least amex is giving gift vouchers without any surcharge unlike HDFC, from October they even started putting surcharge on Amazon shopping and Flipkart vouchers 😀