Recent content by RevEng

Got a small LE in the morning today.

Getting the LTF offer in MyCards website. Will applying for this trigger a hard cibil enquiry?

@Tushar_ - Yes, the threshold or resultant limits can not be changed online. Will have to visit the branch.

Down from 888 to 809. CRIF 805, CIBIL stuck at 786 since last 12 months.

You can try it once.

@dvader - Not sure if you are still facing this issue. Please check this - https://www.technofino.in/community/threads/fix-for-the-sbi-virtual-debit-card-error-this-facility-is-currently-not-available-for-this-account.25051/

DISCLAIMER: I don't know what is the actual fix. I suspect it is the change from RURAL to ALL. NOTE: If you don't want the auto-sweep to trigger, set the sweep threshold to very high amount. Kept seeing the error "This facility is currently not available for this account" when trying to...

Very low usage, max credit ever used - 3000 out of the 2.5L limit. Savings Max account, no other relationship.

This is first LE after getting the card in Dec 2022. No other HDFC CC.

Saw Limit enhancement banner in netbanking, grabbed immediately.

Too many XXX in report, by ICICI bank. There was no transaction for Feb month, had 0 Rs statement. That XXX is understandable. But even if I use the card, generate a non-zero bill, ICICI still doesn't report. Is there any impact of too many XXX?

SBI Customer Care, Nodal Officer and even the PNO is not aware of the new virtual debit card. They are confusing it with the older virtual card service. Received the same response from level 1 to 3 that virtual card service is discontinued. Please visit branch etc.

This Statutory Inspection was for the FY that ended in March 2022. Axis Bank continues to loose customer applications even in 2023. They were not able to find my credit card application during an address dispute. Hope they get fined in the FY 2023 and FY 2024 audit as well.

I did try at different time throughout the day. Seems like a account issue. When applying via Yono App, I get "This facility not available this account".

Not able to request virtual debit card :( Account is KYC compliant, CIF is present, Aadhar-PAN linked, No active physical debit card ( 1 card expired, 2 cards closed, no blocked card )