• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Recent content by rakee15

  1. R

    Credit card applications are rejected, Did any one faced issue like this ?

    Hi All, "I have been using credit cards for over 10 years, and currently, I have 10 in my possession. My salary is 12 lakh per annum, and the total credit limit across all my cards is 25 lakhs. Recently, I applied for two additional credit cards: the SBI Vistara Prime and the HDFC Millennia...
  2. R

    Decline Reason - High debt repayments than monthly income. What does it mean?

    I have a query now, Let us say my salary is around 1 Lakh per month and I have credit cards with combined limit of 20 Lakhs. If, I want to take Home loan , Is my Home loan approved and howmuch loan I will going to get maximum?
  3. R

    Best debit card for cashback on credit card bill payments

    Please note that Kotak PVR card is not giving reward points now
  4. R

    Anybody using Kotak PVR Debit card for credit card bill payments ?

    Hi, In the past, I used the Kotak PVR Debit card to make credit card bill payments, earning 0.5 percent of reward points when utilizing platforms like CRED or Cheq. However, for the past two months, I haven't received any reward points. Upon contacting customer care, the agent informed me that...
  5. R

    AU credit offers not getting applied on Jiomart

    Wait for few hours . As today is starting day for the offer, the discount may not be worked. I have noticed like this in some of the websites and after few hours the offers will be applicable.
  6. R

    Let's Talk Credit Card Retention Offers

    It's times Titanium credit card . I don't know that variant is closed. Even 3 years back , I received same renewal card only.
  7. R

    Let's Talk Credit Card Retention Offers

    I had bad experience from HDFC . I Have Hdfc Titanium credit card with 62k limit from 6 years onwards. Since, I have other better credit cards in my portfolio with much higher credit limit, I have decided to close for the card (as I thought the customer care retention team will either upgrade my...
  8. R

    RBL Bank Signature+ Debit Card

    When you received this voucher ?
  9. R

    Experian credit score

    you can check your credit scores (both CIBIL and EXPERIAN) in one score app freely . If you are eligible they will offer one score credit card as well
  10. R

    RBL Bank Signature+ Debit Card

    Ok. Thank you for the reply.
  11. R

    RBL Bank Signature+ Debit Card

    I had applied for RBL signature + Debit card and 2 days back the virtual card is present in my RBL App ( Physical Debit card in Transit). When I am trying to do transactions with that card (in Paytm, Freecharge), I am getting error as "OTP/ Password Verification has failed. Please try again or...
  12. R

    Please suggest good app to track expenses

    I am using "Day to Day Expenses" App. It has backup option too
  13. R

    Best option to pay credit card bill other than hdfc platinum debit card

    paying through kotak PVR debit card is another option.
  14. R

    Get OnePlus Nord Buds with SC Smart Credit Card

    I have DIGISMART credit card. Am I eligible for the offer ?
  15. R

    Hdfc billpay verification pending..

    I have also faced the same problem. In this forum only, I read some where like, payment will happen, even when verification is pending. I had paid my full credit cards bill last month without activation.
Top