Recent content by Gau₹av

The difference is Kotak actively and aggressively bans some MCCs and merchant names every month from earning cashback What is Genie? Never heard

Arre bhai I know their terminology. A lot of other banks also use the word upgrade. Axis can reverse charges if they want to. They didn't choose to and it seems there are a lot of people praising that. I will rant elsewhere then.

I've gotten RBL, SBI, BOB, HDFC, ICICI cards' network changed without any extra fees i.e. keeping card pricing same and not charging again. Axis found an opportunity to charge again and grabbed it.

What a brilliant strategy by Axis to loot customers! Sab tweet karo @RBI ko and also to @RuPay_NPCI and @GovSMalhotra to take notice of this

That is for people into miles etc. Any other good cashback cards besides SBI CB? (which I can't get)

Referrals chahiye to DM. Spamming in post can get warning from mods

What is the next best alternative card for CRED 8931 MCC if poor people don't have SBI Cashback? I have BOB Eterna though and 8931 doesn't seem to be excluded

What is the next best alternative card for CRED 7311 and 5947 MCCs if poor people don't have SBI Cashback? I have BOB Eterna though and 7311 doesn't seem to be excluded yet nor is 5947

Go for it as cashback capping is "high" at 500 per month compared to other pathetic cards which give 5% on grocery. Of course the general cashback cards like SBI Cashback beat them easily with 10 times more capping

Well it is FYF and the 1.5L waiver is very easily met with just 12 months of spends. I do have almost all the other cards which give 5% on grocery on all platforms as well or even 10% (on AZ Fresh, FK Grocery, Swiggy Instamart, Blinkit, Zepto). For Dmart I don't have a card (there's OneCard for...

They are for 30 days from when the card was issued as far as I know. Has it been 30 days in your case?

I've got Zen LTF, League LTF and UPI RuPay LTF but all are faaltu. Cashback+ LTF would've been nice or even PVR paid or an upgrade of Zen to White. No luck.

Do they really call from the branch or from the credit card department? In my branch, everyone is clueless about credit cards.

Yes sadly capping is very low of ₹100, same as IDFC Power+ for Grocery and Utility. Capping of ₹100. But does it or doesn't it give 5% worth RPs on Utility and/or Grocery via UPI - the RuPay variant of ICICI Super Saver HPCL? Can anyone try it please? I am having an issue of 0 reward points...

Which Kotak cards do you already have? Is it showing in the app anywhere or only on phone call they offered pre-approved LTF?