Search results for query: *

Well at least we have tap on POS machines for those stored/tokenized cards in phones. And GPay, CRED, Samsung Pay supporting tap and certain bank apps - SBI Cards, PayZapp for HDFC cards and ICICI iMobile. Samsung Pay even supports Yes Bank Mastercard and Standard Chartered cards for tap - which...

After the sad demise of BharatQR in GPay, only SBI Card, IDFC app, Kotak old app, old IndusMobile, ICICI iMobile. For Axis, HDFC, RBL, OneCard, BOB, Federal - no option left

At what reward rate will I get reward points on IndusInd Pinnacle for a transaction on Flipkart? 1.8% or 0.7%? I mean the rules I know - Flipkart should come ideally under e-commerce txn. But does it ACTUALLY? Don't have a case of wrong MCC giving no reward points or at 0.7% @helloworld

Is your account not eligible for 811 Super?

Hmm you have a point. For Neu, I had a major FOMO so I took FYF Neu Plus and got trolled for why I didn't take LTF. 🤭 Later got LTF Neu Plus and upgraded to LTF Neu Infinity but that I think is only because it was easy in those days to do RuPay CC on UPI to bank via tricks to do enough "spends...

So if anyone gets SBI Tata Neu cards, please report if they work for instant discounts in sales?

The thing is even if we do take this card PAID as the Welcome benefits are equal to the joining fee, it will be hard to achieve spends of several lakhs year after year to waive off the annual charges because this card will be used mostly for 10% bill discounts, Pincode app grocery and 5%...

Until then I will enjoy being lucky. Just let me be. It's almost like you want my HDFC credit card statement dates to be the same more than HDFC 🤭

I don't think HDFC is going to sync all cards' statement generation dates on their own. Once a customer requests a change of date (as per RBI rules), then they are changing all cards to a single date. I will continue to enjoy my luckiness for years.

There is no such rule. My Neu and UPI RuPay share the same limit as Millennia and Swiggy yet have different dates for many years.

Yes more people reported to me that they are getting redirected to Indie netbanking. For me, for now, the good old more functional Netbanking is still alive. They are going to lose a lot of customers with this idiotic move to lesser functionality

But despite the 2 DCs, the rewards in IDFC are capped/counted at the account level right?

Oh ok that explains everything. Another problem is when I asked customer care what would happen if I changed the statement generation date on one HDFC card and I am not sure if they are knowledgeable about this or ignorant but most of the customer care people I talked to said the statement cycle...

What? For my HDFC Neu Infinity, that's not how it works at all. Neu app 5% Neucoins are credited in the Neu app after a few days of the txn and 5% Neucoins from the card credited when card statement generates. Since my Neu card statement date is 1st/2nd of the month, those Neucoins are then...

At least they are not saying ineligible for bank account. Kotak 811 Super to bank account hoke bhi "Ineligible" chipka diya hai kaafi normal 811 users ko.

Just today closed all relationship with Uni as after closing my SBM Uni card, they put my application on hold indefinitely and are behaving like jerks, not even allowing to apply, no saying when I will be allowed to apply, meanwhile new to bank and some existing customers are getting BOB Uni or...

Most banks require branch visit to close an account, hardly one or two close it online. But you can go for 0-balance 811 regular a/c with virtual debit card. Whenever you are near any Kotak branch while traveling, just close it quickly from that branch. You can change your home branch via Kotak...

Yes ITR given after they asked for it, not upfront Feb 2022: Tried for Millennia without account and was declined. My first ever credit cards approved were SBI SimplyCLICK 1L and Amazon Pay ICICI 40K in Jan 2022. Mar 2022: Opened HDFC SavingsMax account and created FD Oct 2022: Got Business...

Got Freedom in Nov 2024. Millennia FYF in June 2025. Did 2L spends and asked for upgrade over email. They agreed.

Pinnacle after devaluation is 1.88%, not 2.5% 😞. Also the rewards point redemption fee is now ₹149+GST=₹176 😨 which brings down the 1.88% to 1.80%. Still it is their "best" rewarding core card and EazyDiner Signature the best cobranded but when cards like SBI Cashback exist, other Swiggy, Axis...