Other than no suit filed , haven’t seen any issues with report. Somehow my score got recovered like earlier. I doubt some algorithm changes within Cobil reporting.
I am seeing no suit filed for my Personal Loan in HDFC and no missing/late payments. And credit score dropped by 70+ points , is this something to worry about ?
It's same with me, I have Elite with 1lakh limit ( less than my monthly takehome) and I tried multiple times for LE thru service requests, customer support and escalated nodal officer , nothing worked out.. planning to close it soon.
Correct, I asked SBI BM when I took HL and he too confirmed same and will be credited to outstanding amount, not to EMI and no change in EMI ( EMI stays same unless we request for adjustment based on our prepayment).
Yes, for ultimate min requirement is 2lakhs pm. And they may call you after a day or two if you skip the application, during the call if you have a card with above 4 lakhs limit ask them for C2C, it may work.