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  1. C

    "No Suit Filed" in Cibil

    Other than no suit filed , haven’t seen any issues with report. Somehow my score got recovered like earlier. I doubt some algorithm changes within Cobil reporting.
  2. C

    "No Suit Filed" in Cibil

    I am seeing no suit filed for my Personal Loan in HDFC and no missing/late payments. And credit score dropped by 70+ points , is this something to worry about ?
  3. C

    I lost my old Credit Card and bloced it and got a replacement card now in Cibil the Credit Card shown as closed

    What's your card start date , should be same as your old card.
  4. C

    Does standard chartered smart credit card give 2% cashback on rental payments and consider it for spends limit?

    1)Yes for 2% cashback on rental payments. 2)No idea about spend limit. 3)No redemption charges, min 1000/- and multiples of 500/- 4)No expiry.
  5. C

    Magnus application on hold

    For me it took almost 25 days :)
  6. C

    SBI credit card limit enhancement steps

    18 Months..
  7. C

    SBI credit card limit enhancement steps

    It's same with me, I have Elite with 1lakh limit ( less than my monthly takehome) and I tried multiple times for LE thru service requests, customer support and escalated nodal officer , nothing worked out.. planning to close it soon.
  8. C

    SBI credit card limit enhancement steps

    It's under EMI& More tab in SBI card website , it appears they removed CLI option from app, I no longer see it in app.
  9. C

    What is your current home loan rate of interest?

    Correct, I asked SBI BM when I took HL and he too confirmed same and will be credited to outstanding amount, not to EMI and no change in EMI ( EMI stays same unless we request for adjustment based on our prepayment).
  10. C

    Anyone received the Vistara Infinite fee reversal?

    Joining Fee reversed,check yours.
  11. C

    Anyone received the Vistara Infinite fee reversal?

    They have told me to wait until end of month ( May).
  12. C

    Axis replaced Citi name in CIBIL report for all Citi products

    Even closed cards before Feb are reported as Axis now.I have updated cibil report which shows CITI as Axis (which was closed back in Feb)
  13. C

    CheQ payment app tried.

    Same problem , even after 4 days bill not settled for Stan C. No response from Twitter support.
  14. C

    Online application of SC Ultimate

    Yes, for ultimate min requirement is 2lakhs pm. And they may call you after a day or two if you skip the application, during the call if you have a card with above 4 lakhs limit ask them for C2C, it may work.
  15. C

    What is your current home loan rate of interest?

    Usually it will be updated in our Loan account statements and in Cibil as well we can check our current interest rate for the loan.
  16. C

    What is Sanctioned Amount and How to Increase it.

    No offense , you're thinking too much. Sometimes it fluctuates due to multiple factors and may recover in coming months.750+ is good enough AFAIK and no need to worry ,unless you have late payments in reports.
  17. C

    OneCard Fuel Surcharge Charges

    New update: From 20th Feb surcharge capped at 400/calendar month.
  18. C

    ONE card new launch one cash

    Updated app, seems targetted for limited users.
  19. C

    I lost my old Credit Card and bloced it and got a replacement card now in Cibil the Credit Card shown as closed

    Check your new card start date, ideally it should be your old card start date. For expired and replacement cards it doesn't matter much AFAIK.
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