Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Anil_SinghAnil_Singh is verified member.]

This is correct. My Android app did not show any points. Netbanking did, but very less points. I paid 30k in paytm on May 15 but got only 100 odd points

IndusInd bank for a reason.. we just need to move on to some other bank

 

[pgarg24]

Not sure if this is only me or with everyone,

But for past month and this month, doing bill payment of 112k from SBIUnipay on VISA Select DC, but only got half the points instead of full 3000 RP. Not sure whats happening does anybody knows?

Got around 1700 RP past month and this month too after doing full 112k bill payment.

 

[Sriim]

Not sure if this is only me or with everyone,

But for past month and this month, doing bill payment of 112k from SBIUnipay on VISA Select DC, but only got half the points instead of full 3000 RP. Not sure whats happening does anybody knows?

Got around 1700 RP past month and this month too after doing full 112k bill payment.

Indus is very inconsistent in crediting RPs in my experience

 

[theflash]

I've paid 65k using IDFC Select DC and received RP as mentioned 0.5% for 50k thereafter 2.5% so if I pay ₹80-85k bill today will I receive it as 2.5% or 0.5% for 50k and then 2.5% for 30-35k?

If someone can help me with this....

 

[pgarg24]

I've paid 65k using IDFC Select DC and received RP as mentioned 0.5% for 50k thereafter 2.5% so if I pay ₹80-85k bill today will I receive it as 2.5% or 0.5% for 50k and then 2.5% for 30-35k?

If someone can help me with this....

For 85k you will recieve it as 2.5%
The accelerated rewards are based on commulative spend.

 

[theflash]

For 85k you will recieve it as 2.5%
The accelerated rewards are based on commulative spend.

I had to ask as today is 31st so when the Txn will get settled it will be a new month so...

 

[pgarg24]

I had to ask as today is 31st so when the Txn will get settled it will be a new month so...

Ideally payment date is considered, even for dc also.. so if u do it today it would count towards May month and commutative spend only..

 

[theflash]

Ideally payment date is considered, even for dc also.. so if u do it today it would count towards May month and commutative spend only..

I saw a new pg portal I hope idfc select dc is still giving points?? MC name was : SBIUNIPAYDBCard

 

[AllThatStuff]

For 85k you will recieve it as 2.5%
The accelerated rewards are based on commulative spend.

I just received my IDFC Normal DC!
Suppose I make 50k payment using this card tomorrow i.e. 1st June…and then 10 days later I receive my upgraded Select DC & the normal card gets automatically canceled!

So now txns. on new Selcet DC with earn 2.5% rewards from starting or I’ve to spend 50k again from this card for 2.5% rewards??

In short, will txn. done on Normal DC be clubbed with txn. done on Select DC or not??

 

[theflash]

I just received my IDFC Normal DC!
Suppose I make 50k payment using this card tomorrow i.e. 1st June…and then 10 days later I receive my upgraded Select DC & the normal card gets automatically canceled!

So now txns. on new Selcet DC with earn 2.5% rewards from starting or I’ve to spend 50k again from this card for 2.5% rewards??

In short, will txn. done on Normal DC be clubbed with txn. done on Select DC or not??

AFAIK it wont be counted...
youll have to spend 50k headstart on Select DC as well. Ill recommend wait for the upgrade.

 

[pgarg24]

I just received my IDFC Normal DC!
Suppose I make 50k payment using this card tomorrow i.e. 1st June…and then 10 days later I receive my upgraded Select DC & the normal card gets automatically canceled!

So now txns. on new Selcet DC with earn 2.5% rewards from starting or I’ve to spend 50k again from this card for 2.5% rewards??

In short, will txn. done on Normal DC be clubbed with txn. done on Select DC or not??

Not sure, would recommend to wait tho.. problem is idfc customer support is not that interested to solve issues lyk this and they will simply say its seperate, so best to wait

 

[Eswar]

Can you check the merchant name? I’ve received points for these transactions.

View attachment 53725

My Transaction has below entry in statement

 

[BeingIncogBeingIncog is verified member.]

Shriram One app fetches RPs on Indus DC.

bata rahe ho ki puchh rahe ho?

 

[theflash]

Does the Indus DC on Shriram One app retrieve RPs?

 

[theflash]

bata rahe ho ki puchh rahe ho?

Puch rha hu

 

[theflash]

Is Indusind MC fetching rps on Unipay and Visa on Paytm?

 

[Daunt]

Is Indusind MC fetching rps on Unipay and Visa on Paytm?

Yes, it does. Both. 'Most' times.

 

[nandu]

any one able to use indusind MC card in sbi unipay I am getting txn not attempted error message after entering otp and also is there any alternative to use indusind MC apart from sbi unipay

 

[R_A_J]

any one able to use indusind MC card in sbi unipay I am getting txn not attempted error message after entering otp and also is there any alternative to use indusind MC apart from sbi unipay

commenting to follow thread

 

[jixepim]

Hey Folks, Noob here, this is the first month owning the CC. I had a 1L CC bill for an HDFC Infinia Card. Could you please recommend how I can maximize the rewards on bill payments?

I found multiple ways but was confused about which is still active today / which is the most rewarding. e.g. cheq and IndusInd dc etc