HDFC Debitcard for CC bill payment

[newIntern]

To my understanding we will 2.5% upto 400rs for MILLENIA & 1% upto 750 for PLATINUM
So today I opened a Max savings account with 1.5L FD
they gave me easyshop Platinum Visa platinum, my friend have a easyshop Platinum rupay debit card for his salary account
are these card the same with just difference being they use different network?

1. Are these both cards also eligible for 1% cashback upto 750rs?
2. Should I ask them for a millenia debit card? because except for a few months my usual monthly CC bills are close to 16k so earning 2.5% makes more sense. what do you guys think?
3. can this rupay debit be upgraded to millenia free for salary account?
4. For classic bank account they said I will have to transfer 5L at the time of account open & keep 2L in savings, although when I visited the branch first time they said 1.5L FD is enough,

 

[varun__goel_]

To my understanding we will 2.5% upto 400rs for MILLENIA & 1% upto 750 for PLATINUM
So today I opened a Max savings account with 1.5L FD
they gave me easyshop Platinum Visa platinum, my friend have a easyshop Platinum rupay debit card.
are these card the same with just difference being they use different network?


are these both cards also eligible for 1% cashback upto 750rs?
should I ask them for a millenia debit card?

because except for a few months my usual monthly CC bills are close to 16k so earning 2.5% makes more sense. what do you guys think?

Easyshop Rupay and visa DC are completely different cards from HDFC

If bills are close to 16k, then obviously you should get millenia DC instead of ESP DC.

Remember millenia dc provides cb 90 days after txn month

 

[MARUMUGANAINAR]

Last year for rupay card max cashback only Rs.50 per month and not sure about it now

 

[newIntern]

Easyshop Rupay and visa DC are completely different cards from HDFC

If bills are close to 16k, then obviously you should get millenia DC instead of ESP DC.

Remember millenia dc provides cb 90 days after txn month

Yeah, I asked them for millenia but they said "welcome kit me ye hi ata hai, monday ko application dalva denge for millennia DC "

 

[newIntern]

Last year for rupay card max cashback only Rs.50 per month and not sure about it now

its a salary account, so can I ask for a free upgrade to mellenia DC?

 

[shivamk]

its a salary account, so can I ask for a free upgrade to mellenia DC?

Yep both are free with savings max. Aren't you eligible for classic banking?

 

[newIntern]

Yep both are free with savings max. Aren't you eligible for classic banking?

Initially they said yes, but later said do 5L transaction (at the time of account opening), keep 2L balance as monthly balance at least then only we will give you classic account.

 

[shivamk]

Initially they said yes, but later said do 5L transaction, keep 2L balance at least then only we will give you classic account.

That's not true. Classic needs 1L MAB. Keep 1L for few days abd then push them for manual upgrade

 

[newIntern]

That's not true. Classic needs 1L MAB. Keep 1L for few days abd then push them for manual upgrade

Okay, I never really liked HDFC because of their high penalties & charges so I didnt give it much thought, the only 2 feature which I thought were useful were lower service charges & loan interest & a dedicated RM. but I think other banks like SBI offer loan for cheaper anyway so I didnt gave it much thought.

anyway, so in addition of 1.5L FD they will need me to have 1L for a few days for MAB then I can ask them for classic banking?
and in case they upgrade me to classic banking will I still have to keep 1L for a few days everymonth for MAB

 

[shivamk]

anyway, so in addition of 1.5L FD they will need me to have 1L for a few days for MAB then I can ask them for classic banking?
and in case they upgrade me to classic banking will I still have to keep 1L for a few days everymonth for MAB

@doraemon bro can you please guide here regarding classic/vishesh banking?

 

[doraemon]

@doraemon bro can you please guide here regarding classic/vishesh banking?

For vishesh
Just deposit 1L
And call your bm and tell him/her to send u consent link
And u will be upgraded next day
U can remove 80% amount next day
Try to keep it if u can

 

[doraemon]

Initially they said yes, but later said do 5L transaction (at the time of account opening), keep 2L balance as monthly balance at least then only we will give you classic account.

Kaat Raha hai wo
Usko ek khich ke maarke aana
Aur usko uske bank ki site dekhne ko bolo

 

[newIntern]

Kaat Raha hai wo
Usko ek khich ke maarke aana
Aur usko uske bank ki site dekhne ko bolo

Thanks, monday ko jaa kar baat kkarta hu.
can you please also guide me with this

so in addition of 1.5L FD they will need me to have 1L for a few days for MAB then I can ask them for classic banking? or is FD enough?

and in case they upgrade me to classic banking will I still have to keep 1L for a few days everymonth for MAB or can I use it as my UPI account & keep 6-7K balance? my account variant will be max savings

 

[shivamk]

so in addition of 1.5L FD they will need me to have 1L for a few days for MAB then I can ask them for classic banking? or is FD enough?

Nope, 1L savings or 5L FD is counted.

and in case they upgrade me to classic banking will I still have to keep 1L for a few days everymonth for MAB or can I use it as my UPI account & keep 6-7K balance? my account variant will be max savings

Keep it for few days and then remove.

 

[exo]

Is this your salary account or savings account? Afaik, savings max MAB is 25k.

 

[newIntern]

Is this your salary account or savings account? Afaik, savings max MAB is 25k.

my account is savings, have 2 CC with hdfc but now opening savings with 1.5L FD for max savings to get FREE millenia card for 2.5% (upto 400rs) cashback on CC bill payment.

 

[Hemang]

Has someone tried paying hdfc cc or any cc bill on kotak bill pay feature using hdfc millenia / platinum debit card ?? Does it carry utility MCC on it ??
This could prove a better alternative then trying sbi unipay for hdfc cc bill payment.

 

[APT]

View attachment 56395

Has someone tried paying hdfc cc or any cc bill on kotak bill pay feature using hdfc millenia / platinum debit card ?? Does it carry utility MCC on it ??
This could prove a better alternative then trying sbi unipay for hdfc cc bill payment.

Do you have kotak bank account

 

[Hemang]

Do you have kotak bank account

ha bhai hai tbhi to mann me saval aaya tha, may be someone has explored or not this route

 

[imdjay]

ha bhai hai tbhi to mann me saval aaya tha, may be someone has explored or not this route

I had tried few months ago and the only option available at that time was Kotak acc itself.