HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Badshah]

Guyz... Does HDFC bill pay still gives cashback or not on cc payment ?

I just got millennia debit card & registered sbi, axis & kotak credit on bill pay but it didn't fetch like Amazon.

- What's the process... pay after auto fetch or write amount manually ?
- pay 40k cc bill to get 1% ?

Make other bank CC bill payments using Millennia DC on HDFC bill payment portal, you will get 2.5% cashback up to ₹400.

 

[knockoffaxis101]

Make other bank CC bill payments using Millennia DC on HDFC bill payment portal, you will get 2.5% cashback up to ₹400.

Does it have to auto fetch or directly pay ?

 

[Badshah]

Does it have to auto fetch or directly pay ?

As you wish

 

[knockoffaxis101]

Ohhh... It doesn't matter. Got it

I think I've read too much threads related to millennia 😂

 

[knockoffaxis101]

I hear their is a group for millennia debit card, please add me if you're in.

 

[Badshah]

I hear their is a group for millennia debit card, please add me if you're in.

No
Millennia credit card group

 

[myUser1878]

Now that Paytm is not an option, what other options do we have for other wallets where we can get 1% cashback and do CC Bill Payments. Already searched other threads but Mobikwik is charging a fee to do the transaction via debit card

 

[cnu431]

Now that Paytm is not an option, what other options do we have for other wallets where we can get 1% cashback and do CC Bill Payments. Already searched other threads but Mobikwik is charging a fee to do the transaction via debit card

Mobikwik has stopped charging fee . It was only for few days fees was charged.

 

[Tejo]

Now that Paytm is not an option, what other options do we have for other wallets where we can get 1% cashback and do CC Bill Payments. Already searched other threads but Mobikwik is charging a fee to do the transaction via debit cardd

Directly add money to wallet then wallet to bank
Mobidwik wallet
Amazonpay wallet
Omni wallet.....

 

[VasukiVasuki is verified member.]

Now that Paytm is not an option, what other options do we have for other wallets where we can get 1% cashback and do CC Bill Payments. Already searched other threads but Mobikwik is charging a fee to do the transaction via debit card

1- Amazon wallet 40k

2- mowobik wallet 40k ( then do cc bill pay or get to bank)

3 - hdfc billpay - 16k (2.5%)

Just do amazon it's best .. you can do bill pay from other card.. don't complicate.

 

[Ak Singh]

1- Amazon wallet 40k

2- mowobik cc bill pay 40k

3 - hdfc billpay - 16k (2.5%)



mark this as answer 🙂

Will I get cashback for cc payment also on mobikwik?

I am only using Amazon trick 40k monthly to earn 400 cashback .
Because in month limit upto 400.

I have doubt can I earn 400 rs more by paying cc bill also ?

And another 400 rs cashback on hdfc billpay?
So total 1200 per month ?
Am I right or wrong? Please confirm?

 

[VasukiVasuki is verified member.]

Will I get cashback for cc payment also on mobikwik?

I am only using Amazon trick 40k monthly to earn 400 cashback .
Because in month limit upto 400.

I have doubt can I earn 400 rs more by paying cc bill also ?

And another 400 rs cashback on hdfc billpay?
So total 1200 per month ?
Am I right or wrong? Please confirm?

Lol those are ways not individual offer .
Do any one

 

[Humanbeing]

Directly add money to wallet then wallet to bank
Mobidwik wallet
Amazonpay wallet
Omni wallet.....

Are you 100% sure that adding money to Mobikwik wallet will fetch you the 400 reward points?

 

[Ak Singh]

Are you 100% sure that adding money to Mobikwik wallet will fetch you the 400 reward points?

Do it on Amazon. Simple and fast.

 

[Humanbeing]

Do it on Amazon. Simple and fast.

There is a risk of account block if doing it repeatedly in case of Amazon, BTW nothing comes close to Paytm wallet but so unfortunate that Paytm had to close the wallet services.

 

[Tejo]

There is a risk of account block if doing it repeatedly in case of Amazon, BTW nothing comes close to Paytm wallet but so unfortunate that Paytm had to close the wallet services.

Mobikwik too .... no block.

But there's no safety for money 🤣 it may be ours or theirs

 

[Ak Singh]

There is a risk of account block if doing it repeatedly in case of Amazon, BTW nothing comes close to Paytm wallet but so unfortunate that Paytm had to close the wallet services.

True, Paytm is Paytm.
No one can beat Paytm.
Paytm was best.

 

[myUser1878]

1- Amazon wallet 40k

2- mowobik cc bill pay 40k

3 - hdfc billpay - 16k (2.5%)



mark this as answer 🙂

I'm not able to actually pay my CC bill using amazon pay balance that I added via my Debit card.
Does HDFC Bill Pay also work with Millennia Debit Card ?
Also do I directly pay using Mobikwik ? Just checked again and its still asking for some fees

 

[samm255]

2- mowobik cc bill pay 40k

Direct paying CC bill on mobikwik with Millennia dc won't fetch any reward as mcc is 6012. Better to add in wallet then pay bill.

 

[VasukiVasuki is verified member.]

If I pay my Regalia Gold's bill directly from Paytm using Millennia DC, how much cashback will I get - 1% or 2.5%?

Just use millennia for Amazon pay & get it back to bank

Don't u have indus ,RBL or idfc