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IDFC Bank Wealth Programme

Sevendar@01

TF Premier
Hi there is anyone using IDFC select, wealth or private account.
1) What account variant are you using
2)What was the initial cheque required to open this account
3)What is the AMB and non maintenance charges or do u just need to fund the initial amount and the account becomes zero balance?
4)Did you got select, wealth, private credit card without income docs?
5)Did you have a existing relation with bank and got upgrade to wealth programme
Anyone having nay contact of IDFC Bank kolkata people then please share it and if anyone is using this account share the whole procedure to get this account specifically select account.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
In August 2023, I received an offer of 0 AMB (Average Monthly Balance) via WhatsApp. I maintained a balance of 3-5L for the first 3 months, hoping for a wealth upgrade. However, for the past 4 months, I have been maintaining a zero balance.

Lastly, I actually have a zero balance account.
8 k point are enough for first reward
I don't see any other benefits of wealth if u already have zero balance account.
I will enjoy my zero balance account.
 

Sunil R

TF Ace
Contributor
VIP Lounge
8 k point are enough for first reward
I don't see any other benefits of wealth if u already have zero balance account.
I will enjoy my zero balance account.
I agree, it doesn't provide any additional value.

I have a wealth credit card. A zero AMB wealth savings account would complement it well (I wouldn't mind keeping 10L in account for Wealth upgrade).
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Small story :

I opened an account with the IDFC Bank Wealth Branch. The account opening cheque of Rs 5 lakhs was cleared on Tuesday, i.e., 26 March, 2024. My RM raised a request for a programme upgrade on 27 March 2024, in the late evening.

Account upgrade to Weath today afternoon, i.e. 30 March 2024.
Did they open account at home or home verification?
Or the address( aadhar ) was too near the branch,
 

Sunil R

TF Ace
Contributor
VIP Lounge
Small story :

I opened an account with the IDFC Bank Wealth Branch. The account opening cheque of Rs 5 lakhs was cleared on Tuesday, i.e., 26 March, 2024. My RM raised a request for a programme upgrade on 27 March 2024, in the late evening.

Account upgrade to Weath today afternoon, i.e. 30 March 2024.
congrats .. from which city is this

can u share contact of your RM in DM// will request for upgrade
 
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