the change is due to social media....prev they might abuse in silo....but now khullam khulla abuse...like me..😛well you certainly take pride in your work 😅
But people exploiting loopholes has existed for a long time ,and financial institutions take these losses into account while desiging their products ,
But recently there has been a massive shift in the Industry
It's like the last few years were honeymoon period and now we're settling into ground reality