How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[ashwink]

Is the acc recently opened?

Maybe first 6 months no MAB..

 

[Reaper]

Ya I got axis FK card but 15k limit only
Hdfc has a loop hole I think I opened digi youth savings account recently offline with welcome kit of 2022 but my mab was showing zero so I converted to regular account then it again showed me zero now after converting to max savings account.

You must be currently having “regular” banking relationship with HDFC, have a close watch as it might become non-zero balance once it’s upgraded to classic

 

[varun__goel_]

Maybe first 6 months no MAB..

Yes that is why I asked, they keep 0 mab for first few months and change it to original mab without any intimation to customer

 

[ritwik2000]

Idfc (future first) 0 balance

@yb24 do the bank employees ask for college id while opening this account variant ?

 

[yb24]

In December 23

 

[varun__goel_]

In December 23

Better put in 25k, you will not get to know when they change 0 mab back to 25k mab

 

[yb24]

Be aware HDFC May Charge ..

I will degrade the account if they charged me but they didn't deduct millenia card joining fees yet but I recently opened my father's account online and they deducted money from that account for debit card

 

[yb24]

Better put in 25k, you will not get to know when they change 0 mab back to 25k mab

Ya in my account usually balance remains 50k to 1 lac

 

[varun__goel_]

I will degrade the account if they charged me but they didn't deduct millenia card joining fees yet but I recently opened my father's account online and they deducted money from that account for debit card

Digiyouth offers fyf DC

Hence no charges for you

 

[yb24]

Ya in my account usually balance remains 50k to 1 lac

Does hdfc netbanking shows correct mab required?

 

[yb24]

@yb24 do the bank employees ask for college id while opening this account variant ?

I opened idfc 10k savings account online and then converted it to future first by giving them I'd card

 

[varun__goel_]

@yb24 do the bank employees ask for college id while opening this account variant ?

Y e s

 

[yb24]

Y e s

But if you give them fake I'd card then also they will open because they don't verify

 

[Vasuki]

But if you give them fake I'd card then also they will open because they don't verify

 

[yb24]

Digiyouth offers fyf DC

Hence no charges for you

But they provide moneyback debit card for free

 

[varun__goel_]

Ghoos dene vaale chup baithe...😂

 

[Vasuki]

But they provide moneyback debit card for free

Millniea dc saar

 

[Vasuki]

Ghoos dene vaale chup baithe...😂

Khud k account ko fund krna ghoos nhi hua 😁

 

[varun__goel_]

But they provide moneyback debit card for free

Yes IK they have mentioned moneyback, but those who have got millenia aren't charged too

 

[Vasuki]

Yes IK they have mentioned moneyback, but those who have got millenia aren't charged too

Opened friends & cousin ..both got Millniea dc