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Yes. you can buy anything till Rs33,333 per month and get full 2.5% cashback on all online transactions.Yes I am asking about BOB Snapdeal card, which I already applied and it's under approval process. So it should also give 2.5% on giftcard vouchers purchase from wooho,Paytm etc right?? Since tA&c says 2.5% on ONLINE SHOPPING, departmental and grocery. So I guess this should be giving 2.5% for all online(billpay,wallet load,insurance,giftcard etc) purchases. Correct me if I am wrong.
Yep, addon cards are free as well. I am using it to the max limit every monthGreat. Looks like a heavily underrated card in its current form.
Great, would you mind sharing your pattern of spending and utilizing the max cashback with addon card ?. are you splitting the limit of 33333 across 2 cards or what ..Yep, addon cards are free as well. I am using it to the max limit every month
We use the most of the 33333 for online and remaining amount i just wallet load before statement. Now with Payzapp tap to pay feature wallet load is even more useful as you get 2.5% back even for offline transactions.Great, would you mind sharing your pattern of spending and utilizing the max cashback with addon card ?. are you splitting the limit of 33333 across 2 cards or what ..
Can you explain this part? How we can utilise this without nfc enabled phone.Now with Payzapp tap to pay feature wallet load is even more useful as you get 2.5% back even for offline transactions.
Need nfc enabled phone for this to work..Can you explain this part? How we can utilise this without nfc enabled phone.
The minimum UPI amount to recieve reward points is 100. But if it's above 100 then you gets 1 point for every 25 rs thereafter.Are the points for UPI payments received @1 per 25rs or 4 per 100Rs ? I received 123 Rewards points for my UPI transactions on Snapdeal card, so i am wondering about those 3 points, which otherwise i would have got 120 or 124 points ( in multiple of 4).
Thanks @Harsha896 Looks correct. i had 105+100+220+115 so i would have got 5+4+9+5 = 23 Points ( other 100 being for 2.5% category on 1000Payment). This is very good as compared to HDFC IOCL rupay ( 1Fuel Point per 150 , no round off) and Axis IOCL Rupay ( 4ER per 100). Now I regret missing out on this amazing card earlier 😛. Hope no devaluation hits in near future.The minimum UPI amount to recieve reward points is 100. But if it's above 100 then you gets 1 point for every 25 rs thereafter.
For example:
you do 50 rs payment(<100) - you get 0 rp.
you do 109 rs payment(>100) - 109 is rounded up to 125 and you get 5 rp.
Did you try fuel payments with this card.Last month for first time I did a fuel payment of 500 rs with UPI and got waiver 2 times for one payment and reward points as well..Thanks @Harsha896 Looks correct. i had 105+100+220+115 so i would have got 5+4+9+5 = 23 Points ( other 100 being for 2.5% category on 1000Payment). This is very good as compared to HDFC IOCL rupay ( 1Fuel Point per 150 , no round off) and Axis IOCL Rupay ( 4ER per 100). Now I regret missing out on this amazing card earlier 😛. Hope no devaluation hits in near future.
Not sure about the fair usage amount but for cashback the limit is shared between the cards I think.I have 2 doubts about this Bob Snapdeal card.
1. What should be the maximum monthly cashback. I I guess there's no limit for 1% cashback. But what should be ideal monthly cashback so that card doesn't get blocked.
2. If I get an add-on card, then that 2.5% cashback limit gets doubled(Rs 500 in primary card + Rs 500 in add-on card)?
@Abhishek012
Y e sIs this card eligible for bob card offer on other platform during sale?
For the 2nd question, yes it will give 1% but instead you can just directly use it at any petrol bunk and pay through UPI and get 1%. Also bob Snapdeal has some weird bug where the fuel surcharge gets waived off 2 times when paid through UPI(didn't verify for POS personally) so you get even more cashback ( around +1% more)1) does buying HP Pay GV through gyftr portal using BoB Snapdeal give 2.5%? (- 2% charge for using CC)
2) what if I load money or buy GV using UPI on BoB Snapdeal. Will it give 1% cb?
3) any other way to optimize and buy HP Pay vouchers?
@Abhishek012 @VISHESH_BANSAL
yes for nowCan we pay rent and get 2.5% points. Even after 1%plusd GST fee it would still be a gain ?