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Cashback on BoB Snapdeal UPI credit card

Msd007

TF Buzz
Hey everyone, I am planning to apply bob Snapdeal credit card. Mainly for UPI purpose. But I am confused that will they give 1% cb on UPI payment also ?? And what is Max limit of cashback on month.
 
Yes I am asking about BOB Snapdeal card, which I already applied and it's under approval process. So it should also give 2.5% on giftcard vouchers purchase from wooho,Paytm etc right?? Since tA&c says 2.5% on ONLINE SHOPPING, departmental and grocery. So I guess this should be giving 2.5% for all online(billpay,wallet load,insurance,giftcard etc) purchases. Correct me if I am wrong.
Yes. you can buy anything till Rs33,333 per month and get full 2.5% cashback on all online transactions.

After Rs33,333, Flat 1% cashback.
 
Great, would you mind sharing your pattern of spending and utilizing the max cashback with addon card ?. are you splitting the limit of 33333 across 2 cards or what ..
We use the most of the 33333 for online and remaining amount i just wallet load before statement. Now with Payzapp tap to pay feature wallet load is even more useful as you get 2.5% back even for offline transactions.
 
I have 2 doubts about this Bob Snapdeal card.
1. What should be the maximum monthly cashback. I I guess there's no limit for 1% cashback. But what should be ideal monthly cashback so that card doesn't get blocked.
2. If I get an add-on card, then that 2.5% cashback limit gets doubled(Rs 500 in primary card + Rs 500 in add-on card)?

@Abhishek012
 
Are the points for UPI payments received @1 per 25rs or 4 per 100Rs ? I received 123 Rewards points for my UPI transactions on Snapdeal card, so i am wondering about those 3 points, which otherwise i would have got 120 or 124 points ( in multiple of 4).
 
Are the points for UPI payments received @1 per 25rs or 4 per 100Rs ? I received 123 Rewards points for my UPI transactions on Snapdeal card, so i am wondering about those 3 points, which otherwise i would have got 120 or 124 points ( in multiple of 4).
The minimum UPI amount to recieve reward points is 100. But if it's above 100 then you gets 1 point for every 25 rs thereafter.
For example:
you do 50 rs payment(<100) - you get 0 rp.
you do 109 rs payment(>100) - 109 is rounded up to 125 and you get 5 rp.
 
The minimum UPI amount to recieve reward points is 100. But if it's above 100 then you gets 1 point for every 25 rs thereafter.
For example:
you do 50 rs payment(<100) - you get 0 rp.
you do 109 rs payment(>100) - 109 is rounded up to 125 and you get 5 rp.
Thanks @Harsha896 Looks correct. i had 105+100+220+115 so i would have got 5+4+9+5 = 23 Points ( other 100 being for 2.5% category on 1000Payment). This is very good as compared to HDFC IOCL rupay ( 1Fuel Point per 150 , no round off) and Axis IOCL Rupay ( 4ER per 100). Now I regret missing out on this amazing card earlier 😛. Hope no devaluation hits in near future.
 
Thanks @Harsha896 Looks correct. i had 105+100+220+115 so i would have got 5+4+9+5 = 23 Points ( other 100 being for 2.5% category on 1000Payment). This is very good as compared to HDFC IOCL rupay ( 1Fuel Point per 150 , no round off) and Axis IOCL Rupay ( 4ER per 100). Now I regret missing out on this amazing card earlier 😛. Hope no devaluation hits in near future.
Screenshot_2024-02-27-10-57-20-74_e2d5b3f32b79de1d45acd1fad96fbb0f.jpg Did you try fuel payments with this card.Last month for first time I did a fuel payment of 500 rs with UPI and got waiver 2 times for one payment and reward points as well..
 
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I have 2 doubts about this Bob Snapdeal card.
1. What should be the maximum monthly cashback. I I guess there's no limit for 1% cashback. But what should be ideal monthly cashback so that card doesn't get blocked.
2. If I get an add-on card, then that 2.5% cashback limit gets doubled(Rs 500 in primary card + Rs 500 in add-on card)?

@Abhishek012
Not sure about the fair usage amount but for cashback the limit is shared between the cards I think.
 
1) does buying HP Pay GV through gyftr portal using BoB Snapdeal give 2.5%? (- 2% charge for using CC)

2) what if I load money or buy GV using UPI on BoB Snapdeal. Will it give 1% cb?

3) any other way to optimize and buy HP Pay vouchers?
@Abhishek012 @VISHESH_BANSAL
For the 2nd question, yes it will give 1% but instead you can just directly use it at any petrol bunk and pay through UPI and get 1%. Also bob Snapdeal has some weird bug where the fuel surcharge gets waived off 2 times when paid through UPI(didn't verify for POS personally) so you get even more cashback ( around +1% more)
 
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