SBI cashback is currently only provided by the fresh application.
Try with Sprint, If you will be lucky then you will get the card instantly.
If not you will start getting calls from agents.
Talking about cibil impact, if this is your oldest card then there will definitely be some impact which may cause your cibil down by a few points.
But don't worry it will be recovered in few months.
For more info check this thread.
So i havent got the card yet(neither showing in app) shows under process but have had 2 cibil enquiries ₹100 each, 11 day sms and just few hours back 10k deducted from my current Simply click credit limit. Whats puts me in splits is the fact that my simplicks credit limit is 4L and the new card...
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